Cost of Living in Montebello, NY

Population 4,649 · New York · Data vintage 2023

198
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Montebello's housing market reflects its status as a high-earning metro: $715,000 for a typical home, 134% above the US median, paired with household incomes around $150,882 that put it in the upper third of the state. At 6.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Montebello sits roughly 15 miles north of Paterson. Median home values run roughly 113% higher than Paterson's $335,000.

Cost Overview

Housing 234
Rent 143

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Montebello

The median home value in Montebello is $714,600 — 134% above the national median of $305,000. Median rent runs $1,884/month, 43% higher than the national median of $1,314/month. The median household income of $150,882/year is 102% higher than the US median of $74,580. The local unemployment rate is 6.6%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 64.0°F and lows of 46.7°F. Overall, Montebello has a cost of living index of 198 versus the US average of 100, meaning it is 98% more expensive.

🏠 Housing

Median Home Value
$714,600
134% above avg
Zillow Home Value
$276,063
Zillow ZHVI
Median Rent
$1,884/mo
43% above avg
Price-to-Rent Ratio
31.6x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 81.2%
Renter-occupied 18.8%

💰 Estimated Monthly Budget

Rent median rent
$1,884
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,498/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.3 min
27% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.3%

Commute Mode

Drove alone
70.7%
Carpooled
7.9%
Public transit
7.2%
Walked
0.9%
Work from home
13.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$150,882
102% above avg
Per Capita Income
$70,070
Unemployment Rate
6.6%
36% above avg
Poverty Rate
11.5%
Labor Force Participation
64.3%

🎓 Education

Bachelor's degree+ 31.2%
Graduate degree 29.8%

👥 Demographics

Median Age 36.6
Male median age 33.3
Female median age 43.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.0°F
Avg Low
46.7°F
Annual Precip
46.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578675645
Low °F 262734445363696760483831
Precip" 3.282.824.093.973.944.254.454.254.113.733.304.10

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
79.3%
Good air days/yr
197
Max AQI recorded
141
PM2.5 days
222
Ozone days

Frequently Asked Questions

What is the cost of living in Montebello, NY?

Montebello has a cost index of 198 (100 = national average). It is 98% above the national average.

What is average rent in Montebello, NY?

The median gross rent in Montebello is $1,884 per month based on 2023 Census data.

What is the average home price in Montebello?

The median home value in Montebello is $714,600 according to Zillow and Census data.

What is the median income in Montebello?

The median household income in Montebello is $150,882 per year (2023 ACS 5-year estimates).

What is the sales tax in Montebello, NY?

The combined state and local sales tax rate in Montebello is 8.5%. The New York state income tax top rate is 10.9%.

Is Montebello, NY affordable?

Montebello is above average in cost of living, with an index of 198 — about 98% higher than the national average.

What is the weather like in Montebello?

Montebello has average high temperatures of 64.0°F and average lows of 46.7°F. Annual precipitation is 46.3". Data from NOAA 1991–2020 Climate Normals.

Montebello at a Glance

Population
4,649
Median Income
$150,882
Home Value
$714,600
Median Rent
$1,884/mo
Unemployment
6.6%
Avg High Temp
64.0°F
Sales Tax
8.5%
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