Cost of Living in Herkimer, NY

Population 7,335 · New York · Data vintage 2023

49
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Herkimer sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 6.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Herkimer is about 60 miles east of Syracuse, the nearest large metro. Housing prices track closely with Syracuse's $125,000 median.

Cost Overview

Housing 41
Rent 63

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Herkimer

The median home value in Herkimer is $123,700 — 59% below the national median of $305,000. Median rent runs $824/month, 37% lower than the national median of $1,314/month. The median household income of $57,281/year is 23% lower than the US median of $74,580. The local unemployment rate is 6.2%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 56.0°F and lows of 37.4°F. Overall, Herkimer has a cost of living index of 49 versus the US average of 100, meaning it is 51% less expensive.

🏠 Housing

Median Home Value
$123,700
59% below avg
Median Rent
$824/mo
37% below avg
Price-to-Rent Ratio
12.5x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 52.3%
Renter-occupied 47.7%

💰 Estimated Monthly Budget

Rent median rent
$824
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,438/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.2 min
21% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.2%

Commute Mode

Drove alone
71.6%
Carpooled
10.9%
Public transit
0.1%
Walked
7.9%
Bicycle
0.3%
Work from home
9.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$57,281
23% below avg
Per Capita Income
$31,426
Unemployment Rate
6.2%
28% above avg
Poverty Rate
19.5%
Labor Force Participation
58.5%

🎓 Education

Bachelor's degree+ 10.4%
Graduate degree 9.1%

👥 Demographics

Median Age 45.9
Male median age 43.8
Female median age 46.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.0°F
Avg Low
37.4°F
Annual Precip
44"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303241556876817972594635
Low °F 141523354655605851413121
Precip" 2.652.263.023.913.884.474.184.683.474.293.633.56

🏫 Schools

NCES CCD 2019 — public school district data

77%
4-Year Graduation Rate
12.8:1
Student-teacher ratio
2
Public schools
1,167
Total enrollment

Frequently Asked Questions

What is the cost of living in Herkimer, NY?

Herkimer has a cost index of 49 (100 = national average). It is 51% below the national average.

What is average rent in Herkimer, NY?

The median gross rent in Herkimer is $824 per month based on 2023 Census data.

What is the average home price in Herkimer?

The median home value in Herkimer is $123,700 according to 2023 Census ACS data.

What is the median income in Herkimer?

The median household income in Herkimer is $57,281 per year (2023 ACS 5-year estimates).

What is the sales tax in Herkimer, NY?

The combined state and local sales tax rate in Herkimer is 8.5%. The New York state income tax top rate is 10.9%.

Is Herkimer, NY affordable?

Yes, Herkimer is generally considered affordable, with a cost of living index of 49 — about 51% below the US national average of 100.

What is the weather like in Herkimer?

Herkimer has average high temperatures of 56.0°F and average lows of 37.4°F. Annual precipitation is 44". Data from NOAA 1991–2020 Climate Normals.

Herkimer at a Glance

Population
7,335
Median Income
$57,281
Home Value
$123,700
Median Rent
$824/mo
Unemployment
6.2%
Avg High Temp
56.0°F
Sales Tax
8.5%
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Explore county-level cost of living data

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