Cost of Living in Oneida, NY

Population 10,240 · New York · Data vintage 2023

54
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Oneida is a smaller New York community of around 10000 residents, where median household incomes of $60,380 and housing costs ($146,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 2.9% points to a labor market well on the tight side of the national distribution.

Located 25 miles east of Syracuse, Oneida falls within that metro's commuting orbit. Median home values run roughly 17% higher than Syracuse's $125,000.

Cost Overview

Housing 48
Rent 64

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oneida

The median home value in Oneida is $146,300 — 52% below the national median of $305,000. Median rent runs $841/month, 36% lower than the national median of $1,314/month. The median household income of $60,380/year is 19% lower than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 56.0°F and lows of 37.4°F. Overall, Oneida has a cost of living index of 54 versus the US average of 100, meaning it is 46% less expensive.

🏠 Housing

Median Home Value
$146,300
52% below avg
Zillow Home Value
$202,692
Zillow ZHVI
Median Rent
$841/mo
36% below avg
Price-to-Rent Ratio
14.5x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 63.7%
Renter-occupied 36.3%

💰 Estimated Monthly Budget

Rent median rent
$841
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,455/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.4 min
13% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.0%

Commute Mode

Drove alone
81.2%
Carpooled
5.9%
Public transit
0.2%
Walked
5.3%
Work from home
7.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$60,380
19% below avg
Per Capita Income
$38,436
Unemployment Rate
2.9%
40% below avg
Poverty Rate
12.8%
Labor Force Participation
59.7%

🎓 Education

Bachelor's degree+ 14.3%
Graduate degree 11.1%

👥 Demographics

Median Age 46.1
Male median age 45.2
Female median age 46.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.0°F
Avg Low
37.4°F
Annual Precip
44"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303241556876817972594635
Low °F 141523354655605851413121
Precip" 2.652.263.023.913.884.474.184.683.474.293.633.56

🏫 Schools

NCES CCD 2019 — public school district data

82%
4-Year Graduation Rate
11.5:1
Student-teacher ratio
6
Public schools
2,009
Total enrollment

Frequently Asked Questions

What is the cost of living in Oneida, NY?

Oneida has a cost index of 54 (100 = national average). It is 46% below the national average.

What is average rent in Oneida, NY?

The median gross rent in Oneida is $841 per month based on 2023 Census data.

What is the average home price in Oneida?

The median home value in Oneida is $146,300 according to Zillow and Census data.

What is the median income in Oneida?

The median household income in Oneida is $60,380 per year (2023 ACS 5-year estimates).

What is the sales tax in Oneida, NY?

The combined state and local sales tax rate in Oneida is 8.5%. The New York state income tax top rate is 10.9%.

Is Oneida, NY affordable?

Yes, Oneida is generally considered affordable, with a cost of living index of 54 — about 46% below the US national average of 100.

What is the weather like in Oneida?

Oneida has average high temperatures of 56.0°F and average lows of 37.4°F. Annual precipitation is 44". Data from NOAA 1991–2020 Climate Normals.

Oneida at a Glance

Population
10,240
Median Income
$60,380
Home Value
$146,300
Median Rent
$841/mo
Unemployment
2.9%
Avg High Temp
56.0°F
Sales Tax
8.5%
View all cities in New York →
🗺️ County data for New York

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs