Cost of Living in Hornell, NY

Population 8,173 · New York · Data vintage 2023

40
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Hornell run well below national norms — a median of $46,321 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $87,000). Unemployment has stayed elevated relative to the national figure — 11.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 60 miles south of Rochester, Hornell is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 28% lower than Rochester's $121,000.

Cost Overview

Housing 28
Rent 59

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hornell

The median home value in Hornell is $86,600 — 72% below the national median of $305,000. Median rent runs $769/month, 41% lower than the national median of $1,314/month. The median household income of $46,321/year is 38% lower than the US median of $74,580. The local unemployment rate is 11.2%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.7°F and lows of 39.3°F. Overall, Hornell has a cost of living index of 40 versus the US average of 100, meaning it is 60% less expensive.

🏠 Housing

Median Home Value
$86,600
72% below avg
Zillow Home Value
$107,692
Zillow ZHVI
Median Rent
$769/mo
41% below avg
Price-to-Rent Ratio
9.4x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 49.4%
Renter-occupied 50.6%

💰 Estimated Monthly Budget

Rent median rent
$769
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,383/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.4 min
28% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.1%

Commute Mode

Drove alone
72.3%
Carpooled
8.4%
Public transit
1.4%
Walked
8.0%
Bicycle
3.6%
Work from home
5.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$46,321
38% below avg
Per Capita Income
$28,527
Unemployment Rate
11.2%
133% above avg
Poverty Rate
21.6%
Labor Force Participation
55.9%

🎓 Education

Bachelor's degree+ 10.8%
Graduate degree 8.1%

👥 Demographics

Median Age 40.2
Male median age 39.1
Female median age 41.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.7°F
Avg Low
39.3°F
Annual Precip
29"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353745597179838175625039
Low °F 181926354756605952423325
Precip" 1.291.121.902.462.753.073.473.412.672.792.231.88

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
75.1%
Good air days/yr
256
Max AQI recorded
153
PM2.5 days
212
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
14.1:1
Student-teacher ratio
4
Public schools
1,667
Total enrollment

Frequently Asked Questions

What is the cost of living in Hornell, NY?

Hornell has a cost index of 40 (100 = national average). It is 60% below the national average.

What is average rent in Hornell, NY?

The median gross rent in Hornell is $769 per month based on 2023 Census data.

What is the average home price in Hornell?

The median home value in Hornell is $86,600 according to Zillow and Census data.

What is the median income in Hornell?

The median household income in Hornell is $46,321 per year (2023 ACS 5-year estimates).

What is the sales tax in Hornell, NY?

The combined state and local sales tax rate in Hornell is 8.5%. The New York state income tax top rate is 10.9%.

Is Hornell, NY affordable?

Yes, Hornell is generally considered affordable, with a cost of living index of 40 — about 60% below the US national average of 100.

What is the weather like in Hornell?

Hornell has average high temperatures of 59.7°F and average lows of 39.3°F. Annual precipitation is 29". Data from NOAA 1991–2020 Climate Normals.

Hornell at a Glance

Population
8,173
Median Income
$46,321
Home Value
$86,600
Median Rent
$769/mo
Unemployment
11.2%
Avg High Temp
59.7°F
Sales Tax
8.5%
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