Cost of Living in Mount Morris, NY

Population 3,258 · New York · Data vintage 2023

40
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Mount Morris sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 6.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 35 miles southwest of Rochester, Mount Morris falls within that metro's commuting orbit. Median home values run roughly 26% lower than Rochester's $121,000.

Cost Overview

Housing 29
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mount Morris

The median home value in Mount Morris is $89,000 — 71% below the national median of $305,000. Median rent runs $740/month, 44% lower than the national median of $1,314/month. The median household income of $52,697/year is 29% lower than the US median of $74,580. The local unemployment rate is 6.0%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.7°F and lows of 39.3°F. Overall, Mount Morris has a cost of living index of 40 versus the US average of 100, meaning it is 60% less expensive.

🏠 Housing

Median Home Value
$89,000
71% below avg
Zillow Home Value
$390,099
Zillow ZHVI
Median Rent
$740/mo
44% below avg
Price-to-Rent Ratio
10.0x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 77.3%
Renter-occupied 22.7%

💰 Estimated Monthly Budget

Rent median rent
$740
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,354/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.8 min
7% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.8%

Commute Mode

Drove alone
71.5%
Carpooled
14.1%
Walked
4.2%
Work from home
6.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$52,697
29% below avg
Per Capita Income
$30,070
Unemployment Rate
6.0%
25% above avg
Poverty Rate
17.7%
Labor Force Participation
62.7%

🎓 Education

Bachelor's degree+ 13.6%
Graduate degree 5.8%

👥 Demographics

Median Age 33.7
Male median age 29.3
Female median age 40.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.7°F
Avg Low
39.3°F
Annual Precip
29"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353745597179838175625039
Low °F 181926354756605952423325
Precip" 1.291.121.902.462.753.073.473.412.672.792.231.88

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
8.3:1
Student-teacher ratio
2
Public schools
572
Total enrollment

Frequently Asked Questions

What is the cost of living in Mount Morris, NY?

Mount Morris has a cost index of 40 (100 = national average). It is 60% below the national average.

What is average rent in Mount Morris, NY?

The median gross rent in Mount Morris is $740 per month based on 2023 Census data.

What is the average home price in Mount Morris?

The median home value in Mount Morris is $89,000 according to Zillow and Census data.

What is the median income in Mount Morris?

The median household income in Mount Morris is $52,697 per year (2023 ACS 5-year estimates).

What is the sales tax in Mount Morris, NY?

The combined state and local sales tax rate in Mount Morris is 8.5%. The New York state income tax top rate is 10.9%.

Is Mount Morris, NY affordable?

Yes, Mount Morris is generally considered affordable, with a cost of living index of 40 — about 60% below the US national average of 100.

What is the weather like in Mount Morris?

Mount Morris has average high temperatures of 59.7°F and average lows of 39.3°F. Annual precipitation is 29". Data from NOAA 1991–2020 Climate Normals.

Mount Morris at a Glance

Population
3,258
Median Income
$52,697
Home Value
$89,000
Median Rent
$740/mo
Unemployment
6.0%
Avg High Temp
59.7°F
Sales Tax
8.5%
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Explore county-level cost of living data

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