Cost of Living in Warsaw, NY
Population 3,061 · New York · Data vintage 2023
(100 = US avg)
Warsaw sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 7.7% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Located 40 miles east of Buffalo, Warsaw falls within that metro's commuting orbit. Median home values run roughly 21% lower than Buffalo's $152,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Warsaw
The median home value in Warsaw is $119,700 — 61% below the national median of $305,000. Median rent runs $780/month, 41% lower than the national median of $1,314/month. The median household income of $54,196/year is 27% lower than the US median of $74,580. The local unemployment rate is 7.7%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.7°F and lows of 39.3°F. Overall, Warsaw has a cost of living index of 47 versus the US average of 100, meaning it is 53% less expensive.
Warsaw has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 37 | 45 | 59 | 71 | 79 | 83 | 81 | 75 | 62 | 50 | 39 |
| Low °F | 18 | 19 | 26 | 35 | 47 | 56 | 60 | 59 | 52 | 42 | 33 | 25 |
| Precip" | 1.29 | 1.12 | 1.90 | 2.46 | 2.75 | 3.07 | 3.47 | 3.41 | 2.67 | 2.79 | 2.23 | 1.88 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Warsaw, NY?
Warsaw has a cost index of 47 (100 = national average). It is 53% below the national average.
What is average rent in Warsaw, NY?
The median gross rent in Warsaw is $780 per month based on 2023 Census data.
What is the average home price in Warsaw?
The median home value in Warsaw is $119,700 according to 2023 Census ACS data.
What is the median income in Warsaw?
The median household income in Warsaw is $54,196 per year (2023 ACS 5-year estimates).
What is the sales tax in Warsaw, NY?
The combined state and local sales tax rate in Warsaw is 8.5%. The New York state income tax top rate is 10.9%.
Is Warsaw, NY affordable?
Yes, Warsaw is generally considered affordable, with a cost of living index of 47 — about 53% below the US national average of 100.
What is the weather like in Warsaw?
Warsaw has average high temperatures of 59.7°F and average lows of 39.3°F. Annual precipitation is 29". Data from NOAA 1991–2020 Climate Normals.
Warsaw at a Glance
- Population
- 3,061
- Median Income
- $54,196
- Home Value
- $119,700
- Median Rent
- $780/mo
- Unemployment
- 7.7%
- Avg High Temp
- 59.7°F
- Sales Tax
- 8.5%
Explore county-level cost of living data
New York Rankings
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