Cost of Living in Lake Delta, NY

Population 3,005 · New York · Data vintage 2023

69
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Lake Delta can reasonably expect a home to cost less than three years of household income — $224,000 against $97,917 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. The labor market has been unusually tight, with unemployment around 2.3% — below most comparable cities in the state.

Located 40 miles east of Syracuse, Lake Delta falls within that metro's commuting orbit. Median home values run roughly 79% higher than Syracuse's $125,000.

Cost Overview

Housing 74
Rent 63

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lake Delta

The median home value in Lake Delta is $224,200 — 26% below the national median of $305,000. Median rent runs $825/month, 37% lower than the national median of $1,314/month. The median household income of $97,917/year is 31% higher than the US median of $74,580. The local unemployment rate is 2.3%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 56.4°F and lows of 36.9°F. Overall, Lake Delta has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.

🏠 Housing

Median Home Value
$224,200
26% below avg
Median Rent
$825/mo
37% below avg
Price-to-Rent Ratio
22.6x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 88.6%
Renter-occupied 11.4%

💰 Estimated Monthly Budget

Rent median rent
$825
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,439/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.5 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.9%

Commute Mode

Drove alone
76.3%
Carpooled
10.0%
Walked
0.8%
Work from home
12.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$97,917
31% above avg
Per Capita Income
$62,095
Unemployment Rate
2.3%
52% below avg
Poverty Rate
3.0%
Labor Force Participation
61.0%

🎓 Education

Bachelor's degree+ 21.6%
Graduate degree 23.8%

👥 Demographics

Median Age 46
Male median age 48.3
Female median age 39.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.4°F
Avg Low
36.9°F
Annual Precip
43.8"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303241556976817972594736
Low °F 131323344555605851413121
Precip" 2.502.373.433.724.464.204.253.603.954.673.722.95

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 32 — Good
78.3%
Good air days/yr
190
Max AQI recorded
351
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Lake Delta, NY?

Lake Delta has a cost index of 69 (100 = national average). It is 31% below the national average.

What is average rent in Lake Delta, NY?

The median gross rent in Lake Delta is $825 per month based on 2023 Census data.

What is the average home price in Lake Delta?

The median home value in Lake Delta is $224,200 according to 2023 Census ACS data.

What is the median income in Lake Delta?

The median household income in Lake Delta is $97,917 per year (2023 ACS 5-year estimates).

What is the sales tax in Lake Delta, NY?

The combined state and local sales tax rate in Lake Delta is 8.5%. The New York state income tax top rate is 10.9%.

Is Lake Delta, NY affordable?

Yes, Lake Delta is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.

What is the weather like in Lake Delta?

Lake Delta has average high temperatures of 56.4°F and average lows of 36.9°F. Annual precipitation is 43.8". Data from NOAA 1991–2020 Climate Normals.

Lake Delta at a Glance

Population
3,005
Median Income
$97,917
Home Value
$224,200
Median Rent
$825/mo
Unemployment
2.3%
Avg High Temp
56.4°F
Sales Tax
8.5%
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Explore county-level cost of living data

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