Cost of Living in Latham, NY

Population 14,327 · New York · Data vintage 2023

102
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Latham is a smaller New York community of around 14000 residents, where median household incomes of $101,580 and housing costs ($300,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 2.5% — below most comparable cities in the state.

Geographically, Latham sits roughly 6 miles northeast of Albany. Median home values run roughly 35% higher than Albany's $223,000.

Cost Overview

Housing 98
Rent 108

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Latham

The median home value in Latham is $300,300 — 2% below the national median of $305,000. Median rent runs $1,417/month, 8% higher than the national median of $1,314/month. The median household income of $101,580/year is 36% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.4°F and lows of 39.4°F, with about 59.2" of annual snowfall. Overall, Latham has a cost of living index of 102 versus the US average of 100, meaning it is 2% more expensive.

🏠 Housing

Median Home Value
$300,300
2% below avg
Median Rent
$1,417/mo
8% above avg
Price-to-Rent Ratio
17.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 63.3%
Renter-occupied 36.7%

💰 Estimated Monthly Budget

Rent median rent
$1,417
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,031/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.8 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.9%

Commute Mode

Drove alone
70.9%
Carpooled
8.3%
Public transit
0.5%
Walked
3.3%
Bicycle
0.1%
Work from home
14.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$101,580
36% above avg
Per Capita Income
$48,605
Unemployment Rate
2.5%
48% below avg
Poverty Rate
8.4%
Labor Force Participation
68.0%

🎓 Education

Bachelor's degree+ 24.1%
Graduate degree 20.6%

👥 Demographics

Median Age 41.2
Male median age 42.3
Female median age 39.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.4°F
Avg Low
39.4°F
Annual Precip
40.7"
Annual Snowfall
59.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 333645597179848274624938
Low °F 161826374857626153413223
Precip" 2.602.283.093.113.414.054.553.763.733.852.993.26
Snow" 15.613.712.01.60.10.00.00.00.00.32.613.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
67.1%
Good air days/yr
186
Max AQI recorded
250
PM2.5 days
115
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

93%
4-Year Graduation Rate
11.3:1
Student-teacher ratio
8
Public schools
5,901
Total enrollment

Frequently Asked Questions

What is the cost of living in Latham, NY?

Latham has a cost index of 102 (100 = national average). It is 2% above the national average.

What is average rent in Latham, NY?

The median gross rent in Latham is $1,417 per month based on 2023 Census data.

What is the average home price in Latham?

The median home value in Latham is $300,300 according to 2023 Census ACS data.

What is the median income in Latham?

The median household income in Latham is $101,580 per year (2023 ACS 5-year estimates).

What is the sales tax in Latham, NY?

The combined state and local sales tax rate in Latham is 8.5%. The New York state income tax top rate is 10.9%.

Is Latham, NY affordable?

Latham is near the national average in terms of cost of living, with an index of 102 (100 = US average).

What is the weather like in Latham?

Latham has average high temperatures of 59.4°F and average lows of 39.4°F. Annual precipitation is 40.7". Average annual snowfall is 59.2". Data from NOAA 1991–2020 Climate Normals.

Latham at a Glance

Population
14,327
Median Income
$101,580
Home Value
$300,300
Median Rent
$1,417/mo
Unemployment
2.5%
Avg High Temp
59.4°F
Sales Tax
8.5%
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