Cost of Living in Loudonville, NY

Population 10,274 · New York · Data vintage 2023

130
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Loudonville sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 1.1% — below most comparable cities in the state.

Geographically, Loudonville is part of the immediate Albany metro area. Median home values run roughly 66% higher than Albany's $223,000.

Cost Overview

Housing 121
Rent 144

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Loudonville

The median home value in Loudonville is $370,200 — 21% above the national median of $305,000. Median rent runs $1,891/month, 44% higher than the national median of $1,314/month. The median household income of $131,806/year is 77% higher than the US median of $74,580. The local unemployment rate is 1.1%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.4°F and lows of 39.4°F, with about 59.2" of annual snowfall. Overall, Loudonville has a cost of living index of 130 versus the US average of 100, meaning it is 30% more expensive.

🏠 Housing

Median Home Value
$370,200
21% above avg
Median Rent
$1,891/mo
44% above avg
Price-to-Rent Ratio
16.3x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 94.0%
Renter-occupied 6.0%

💰 Estimated Monthly Budget

Rent median rent
$1,891
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,505/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.7 min
16% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.3%

Commute Mode

Drove alone
75.0%
Carpooled
4.1%
Public transit
0.6%
Walked
0.2%
Work from home
16.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$131,806
77% above avg
Per Capita Income
$74,565
Unemployment Rate
1.1%
78% below avg
Poverty Rate
3.7%
Labor Force Participation
64.3%

🎓 Education

Bachelor's degree+ 31.2%
Graduate degree 26.9%

👥 Demographics

Median Age 41.3
Male median age 38.8
Female median age 44.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.4°F
Avg Low
39.4°F
Annual Precip
40.7"
Annual Snowfall
59.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 333645597179848274624938
Low °F 161826374857626153413223
Precip" 2.602.283.093.113.414.054.553.763.733.852.993.26
Snow" 15.613.712.01.60.10.00.00.00.00.32.613.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
67.1%
Good air days/yr
186
Max AQI recorded
250
PM2.5 days
115
Ozone days

Frequently Asked Questions

What is the cost of living in Loudonville, NY?

Loudonville has a cost index of 130 (100 = national average). It is 30% above the national average.

What is average rent in Loudonville, NY?

The median gross rent in Loudonville is $1,891 per month based on 2023 Census data.

What is the average home price in Loudonville?

The median home value in Loudonville is $370,200 according to 2023 Census ACS data.

What is the median income in Loudonville?

The median household income in Loudonville is $131,806 per year (2023 ACS 5-year estimates).

What is the sales tax in Loudonville, NY?

The combined state and local sales tax rate in Loudonville is 8.5%. The New York state income tax top rate is 10.9%.

Is Loudonville, NY affordable?

Loudonville is above average in cost of living, with an index of 130 — about 30% higher than the national average.

What is the weather like in Loudonville?

Loudonville has average high temperatures of 59.4°F and average lows of 39.4°F. Annual precipitation is 40.7". Average annual snowfall is 59.2". Data from NOAA 1991–2020 Climate Normals.

Loudonville at a Glance

Population
10,274
Median Income
$131,806
Home Value
$370,200
Median Rent
$1,891/mo
Unemployment
1.1%
Avg High Temp
59.4°F
Sales Tax
8.5%
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Explore county-level cost of living data

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