Cost of Living in Locust Valley, NY

Population 3,591 · New York · Data vintage 2023

222
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Locust Valley's housing market reflects its status as a high-earning metro: $775,000 for a typical home, 154% above the US median, paired with household incomes around $137,344 that put it in the upper third of the state.

Geographically, Locust Valley sits roughly 14 miles south of Stamford. Median home values run roughly 26% higher than Stamford's $614,000.

Cost Overview

Housing 254
Rent 173

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Locust Valley

The median home value in Locust Valley is $775,200 — 154% above the national median of $305,000. Median rent runs $2,274/month, 73% higher than the national median of $1,314/month. The median household income of $137,344/year is 84% higher than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 45.9°F. Overall, Locust Valley has a cost of living index of 222 versus the US average of 100, meaning it is 122% more expensive.

🏠 Housing

Median Home Value
$775,200
154% above avg
Zillow Home Value
$236,095
Zillow ZHVI
Median Rent
$2,274/mo
73% above avg
Price-to-Rent Ratio
28.4x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 75.1%
Renter-occupied 24.9%

💰 Estimated Monthly Budget

Rent median rent
$2,274
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,888/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.0 min
33% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
22.0%

Commute Mode

Drove alone
66.1%
Carpooled
1.3%
Public transit
8.6%
Walked
0.9%
Work from home
22.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$137,344
84% above avg
Per Capita Income
$90,476
Unemployment Rate
3.2%
33% below avg
Poverty Rate
4.0%
Labor Force Participation
62.1%

🎓 Education

Bachelor's degree+ 25.7%
Graduate degree 28.8%

👥 Demographics

Median Age 42.6
Male median age 34.5
Female median age 45.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
45.9°F
Annual Precip
38.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394148586877838275645344
Low °F 252633425161686760483831
Precip" 2.692.033.463.613.183.453.053.253.663.372.933.60

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
75.3%
Good air days/yr
197
Max AQI recorded
365
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
10.1:1
Student-teacher ratio
6
Public schools
2,044
Total enrollment

Frequently Asked Questions

What is the cost of living in Locust Valley, NY?

Locust Valley has a cost index of 222 (100 = national average). It is 122% above the national average.

What is average rent in Locust Valley, NY?

The median gross rent in Locust Valley is $2,274 per month based on 2023 Census data.

What is the average home price in Locust Valley?

The median home value in Locust Valley is $775,200 according to Zillow and Census data.

What is the median income in Locust Valley?

The median household income in Locust Valley is $137,344 per year (2023 ACS 5-year estimates).

What is the sales tax in Locust Valley, NY?

The combined state and local sales tax rate in Locust Valley is 8.5%. The New York state income tax top rate is 10.9%.

Is Locust Valley, NY affordable?

Locust Valley is above average in cost of living, with an index of 222 — about 122% higher than the national average.

What is the weather like in Locust Valley?

Locust Valley has average high temperatures of 61.1°F and average lows of 45.9°F. Annual precipitation is 38.3". Data from NOAA 1991–2020 Climate Normals.

Locust Valley at a Glance

Population
3,591
Median Income
$137,344
Home Value
$775,200
Median Rent
$2,274/mo
Unemployment
3.2%
Avg High Temp
61.1°F
Sales Tax
8.5%
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