Cost of Living in Sea Cliff, NY
Population 5,037 · New York · Data vintage 2023
(100 = US avg)
Home prices in Sea Cliff run well above the national baseline, with a median of $927,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $185,650 place the city among the better-paid New York metros. At 12.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Sea Cliff sits roughly 13 miles southeast of Yonkers — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 94% higher than Yonkers' $478,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Sea Cliff
The median home value in Sea Cliff is $926,500 — 204% above the national median of $305,000. Median rent runs $2,268/month, 73% higher than the national median of $1,314/month. The median household income of $185,650/year is 149% higher than the US median of $74,580. The local unemployment rate is 12.8%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 63.5°F and lows of 50.1°F, with about 29.8" of annual snowfall. Overall, Sea Cliff has a cost of living index of 251 versus the US average of 100, meaning it is 151% more expensive.
Sea Cliff has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 43 | 50 | 61 | 72 | 81 | 86 | 85 | 77 | 66 | 55 | 45 |
| Low °F | 29 | 30 | 36 | 46 | 56 | 66 | 72 | 71 | 64 | 53 | 43 | 35 |
| Precip" | 3.25 | 2.93 | 4.01 | 3.85 | 3.58 | 4.03 | 4.30 | 4.41 | 3.88 | 3.81 | 3.15 | 4.08 |
| Snow" | 8.6 | 9.8 | 5.4 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.3 | 5.2 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Sea Cliff, NY?
Sea Cliff has a cost index of 251 (100 = national average). It is 151% above the national average.
What is average rent in Sea Cliff, NY?
The median gross rent in Sea Cliff is $2,268 per month based on 2023 Census data.
What is the average home price in Sea Cliff?
The median home value in Sea Cliff is $926,500 according to Zillow and Census data.
What is the median income in Sea Cliff?
The median household income in Sea Cliff is $185,650 per year (2023 ACS 5-year estimates).
What is the sales tax in Sea Cliff, NY?
The combined state and local sales tax rate in Sea Cliff is 8.5%. The New York state income tax top rate is 10.9%.
Is Sea Cliff, NY affordable?
Sea Cliff is above average in cost of living, with an index of 251 — about 151% higher than the national average.
What is the weather like in Sea Cliff?
Sea Cliff has average high temperatures of 63.5°F and average lows of 50.1°F. Annual precipitation is 45.3". Average annual snowfall is 29.8". Data from NOAA 1991–2020 Climate Normals.
Sea Cliff at a Glance
- Population
- 5,037
- Median Income
- $185,650
- Home Value
- $926,500
- Median Rent
- $2,268/mo
- Unemployment
- 12.8%
- Avg High Temp
- 63.5°F
- Sales Tax
- 8.5%
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