Cost of Living in Mahopac, NY

Population 9,171 · New York · Data vintage 2023

150
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Mahopac a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $449,000.

Located 20 miles northwest of Stamford, Mahopac falls within that metro's commuting orbit. Median home values run roughly 27% lower than Stamford's $614,000.

Cost Overview

Housing 147
Rent 154

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mahopac

The median home value in Mahopac is $448,600 — 47% above the national median of $305,000. Median rent runs $2,030/month, 54% higher than the national median of $1,314/month. The median household income of $114,867/year is 54% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.8°F and lows of 39.5°F. Overall, Mahopac has a cost of living index of 150 versus the US average of 100, meaning it is 50% more expensive.

🏠 Housing

Median Home Value
$448,600
47% above avg
Zillow Home Value
$596,552
Zillow ZHVI
Median Rent
$2,030/mo
54% above avg
Price-to-Rent Ratio
18.4x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 79.2%
Renter-occupied 20.8%

💰 Estimated Monthly Budget

Rent median rent
$2,030
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,644/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
43.7 min
62% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.1%

Commute Mode

Drove alone
71.2%
Carpooled
7.8%
Public transit
4.6%
Walked
0.6%
Work from home
14.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$114,867
54% above avg
Per Capita Income
$55,194
Unemployment Rate
3.4%
29% below avg
Poverty Rate
3.6%
Labor Force Participation
67.3%

🎓 Education

Bachelor's degree+ 23.2%
Graduate degree 17.1%

👥 Demographics

Median Age 41.5
Male median age 41.2
Female median age 43

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.8°F
Avg Low
39.5°F
Annual Precip
48"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 363947596978828074625141
Low °F 182027374656626052413124
Precip" 3.062.693.893.743.784.484.464.624.814.483.784.24

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 32 — Good
95.4%
Good air days/yr
140
Max AQI recorded
0
PM2.5 days
350
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
12:1
Student-teacher ratio
6
Public schools
4,013
Total enrollment

Frequently Asked Questions

What is the cost of living in Mahopac, NY?

Mahopac has a cost index of 150 (100 = national average). It is 50% above the national average.

What is average rent in Mahopac, NY?

The median gross rent in Mahopac is $2,030 per month based on 2023 Census data.

What is the average home price in Mahopac?

The median home value in Mahopac is $448,600 according to Zillow and Census data.

What is the median income in Mahopac?

The median household income in Mahopac is $114,867 per year (2023 ACS 5-year estimates).

What is the sales tax in Mahopac, NY?

The combined state and local sales tax rate in Mahopac is 8.5%. The New York state income tax top rate is 10.9%.

Is Mahopac, NY affordable?

Mahopac is above average in cost of living, with an index of 150 — about 50% higher than the national average.

What is the weather like in Mahopac?

Mahopac has average high temperatures of 59.8°F and average lows of 39.5°F. Annual precipitation is 48". Data from NOAA 1991–2020 Climate Normals.

Mahopac at a Glance

Population
9,171
Median Income
$114,867
Home Value
$448,600
Median Rent
$2,030/mo
Unemployment
3.4%
Avg High Temp
59.8°F
Sales Tax
8.5%
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