Cost of Living in Malone, NY

Population 5,466 · New York · Data vintage 2023

45
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Malone sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Located 155 miles north of Albany, Malone is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 54% lower than Albany's $223,000.

Cost Overview

Housing 34
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Malone

The median home value in Malone is $103,500 — 66% below the national median of $305,000. Median rent runs $793/month, 40% lower than the national median of $1,314/month. The median household income of $59,489/year is 20% lower than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 54.6°F and lows of 33.6°F. Overall, Malone has a cost of living index of 45 versus the US average of 100, meaning it is 55% less expensive.

🏠 Housing

Median Home Value
$103,500
66% below avg
Median Rent
$793/mo
40% below avg
Price-to-Rent Ratio
10.9x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 50.7%
Renter-occupied 49.3%

💰 Estimated Monthly Budget

Rent median rent
$793
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,407/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
14.5 min
46% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.0%

Commute Mode

Drove alone
72.5%
Carpooled
5.0%
Public transit
2.8%
Walked
8.0%
Work from home
8.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$59,489
20% below avg
Per Capita Income
$33,262
Unemployment Rate
3.0%
37% below avg
Poverty Rate
14.3%
Labor Force Participation
58.0%

🎓 Education

Bachelor's degree+ 21.7%
Graduate degree 7.2%

👥 Demographics

Median Age 43.6
Male median age 44
Female median age 41.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
54.6°F
Avg Low
33.6°F
Annual Precip
33.9"
23° 45° 68° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 252838546876817971584532
Low °F 6719324453585648372716
Precip" 2.111.582.042.913.143.713.463.363.503.432.592.09

🏫 Schools

NCES CCD 2019 — public school district data

82%
4-Year Graduation Rate
11.6:1
Student-teacher ratio
5
Public schools
2,308
Total enrollment

Frequently Asked Questions

What is the cost of living in Malone, NY?

Malone has a cost index of 45 (100 = national average). It is 55% below the national average.

What is average rent in Malone, NY?

The median gross rent in Malone is $793 per month based on 2023 Census data.

What is the average home price in Malone?

The median home value in Malone is $103,500 according to 2023 Census ACS data.

What is the median income in Malone?

The median household income in Malone is $59,489 per year (2023 ACS 5-year estimates).

What is the sales tax in Malone, NY?

The combined state and local sales tax rate in Malone is 8.5%. The New York state income tax top rate is 10.9%.

Is Malone, NY affordable?

Yes, Malone is generally considered affordable, with a cost of living index of 45 — about 55% below the US national average of 100.

What is the weather like in Malone?

Malone has average high temperatures of 54.6°F and average lows of 33.6°F. Annual precipitation is 33.9". Data from NOAA 1991–2020 Climate Normals.

Malone at a Glance

Population
5,466
Median Income
$59,489
Home Value
$103,500
Median Rent
$793/mo
Unemployment
3.0%
Avg High Temp
54.6°F
Sales Tax
8.5%
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Explore county-level cost of living data

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