Cost of Living in Camden, NJ
Population 71,471 · New Jersey · Data vintage 2023
(100 = US avg)
Household incomes in Camden run well below national norms — a median of $40,450 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $100,000). Unemployment has stayed elevated relative to the national figure — 14.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Located 5 miles south of Philadelphia, Camden falls within that metro's commuting orbit. Median home values run roughly 57% lower than Philadelphia's $232,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Camden
The median home value in Camden is $100,400 — 67% below the national median of $305,000. Median rent runs $1,157/month, 12% lower than the national median of $1,314/month. The median household income of $40,450/year is 46% lower than the US median of $74,580. The local unemployment rate is 14.1%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 65.2°F and lows of 47.3°F, with about 23.1" of annual snowfall. Overall, Camden has a cost of living index of 55 versus the US average of 100, meaning it is 45% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 41 | 44 | 53 | 65 | 74 | 83 | 88 | 86 | 79 | 67 | 56 | 46 |
| Low °F | 26 | 28 | 34 | 44 | 54 | 64 | 70 | 68 | 61 | 49 | 39 | 31 |
| Precip" | 3.13 | 2.75 | 3.96 | 3.47 | 3.34 | 4.04 | 4.38 | 4.29 | 4.40 | 3.47 | 2.91 | 3.97 |
| Snow" | 7.1 | 8.4 | 3.6 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 | 3.5 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Camden, NJ?
Camden has a cost index of 55 (100 = national average). It is 45% below the national average.
What is average rent in Camden, NJ?
The median gross rent in Camden is $1,157 per month based on 2023 Census data.
What is the average home price in Camden?
The median home value in Camden is $100,400 according to Zillow and Census data.
What is the median income in Camden?
The median household income in Camden is $40,450 per year (2023 ACS 5-year estimates).
What is the sales tax in Camden, NJ?
The combined state and local sales tax rate in Camden is 6.6%. The New Jersey state income tax top rate is 10.8%.
Is Camden, NJ affordable?
Yes, Camden is generally considered affordable, with a cost of living index of 55 — about 45% below the US national average of 100.
What is the weather like in Camden?
Camden has average high temperatures of 65.2°F and average lows of 47.3°F. Annual precipitation is 44.1". Average annual snowfall is 23.1". Data from NOAA 1991–2020 Climate Normals.
Camden at a Glance
- Population
- 71,471
- Median Income
- $40,450
- Home Value
- $100,400
- Median Rent
- $1,157/mo
- Unemployment
- 14.1%
- Avg High Temp
- 65.2°F
- Sales Tax
- 6.6%
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New Jersey Rankings
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