Cost of Living in Merchantville, NJ

Population 3,815 · New Jersey · Data vintage 2023

96
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Merchantville a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $316,000.

Geographically, Merchantville sits roughly 6 miles southeast of Philadelphia. Median home values run roughly 36% higher than Philadelphia's $232,000.

Cost Overview

Housing 104
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Merchantville

The median home value in Merchantville is $316,300 — 4% above the national median of $305,000. Median rent runs $1,097/month, 17% lower than the national median of $1,314/month. The median household income of $91,607/year is 23% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 65.6°F and lows of 47.2°F. Overall, Merchantville has a cost of living index of 96 versus the US average of 100, meaning it is 4% less expensive.

🏠 Housing

Median Home Value
$316,300
4% above avg
Zillow Home Value
$349,855
Zillow ZHVI
Median Rent
$1,097/mo
17% below avg
Price-to-Rent Ratio
24.0x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 62.1%
Renter-occupied 37.9%

💰 Estimated Monthly Budget

Rent median rent
$1,097
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,711/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.8 min
10% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.6%

Commute Mode

Drove alone
69.0%
Carpooled
10.1%
Public transit
3.0%
Walked
0.1%
Work from home
17.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$91,607
23% above avg
Per Capita Income
$45,634
Unemployment Rate
3.4%
30% below avg
Poverty Rate
16.7%
Labor Force Participation
71.4%

🎓 Education

Bachelor's degree+ 23.8%
Graduate degree 13.2%

👥 Demographics

Median Age 36.8
Male median age 35.1
Female median age 44.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.6°F
Avg Low
47.2°F
Annual Precip
45"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 424553657583888679685747
Low °F 272835445464696860483831
Precip" 3.342.573.963.773.613.874.324.224.523.633.194.00

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 50 — Good
50.4%
Good air days/yr
211
Max AQI recorded
209
PM2.5 days
149
Ozone days

Frequently Asked Questions

What is the cost of living in Merchantville, NJ?

Merchantville has a cost index of 96 (100 = national average). It is 4% below the national average.

What is average rent in Merchantville, NJ?

The median gross rent in Merchantville is $1,097 per month based on 2023 Census data.

What is the average home price in Merchantville?

The median home value in Merchantville is $316,300 according to Zillow and Census data.

What is the median income in Merchantville?

The median household income in Merchantville is $91,607 per year (2023 ACS 5-year estimates).

What is the sales tax in Merchantville, NJ?

The combined state and local sales tax rate in Merchantville is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Merchantville, NJ affordable?

Merchantville is near the national average in terms of cost of living, with an index of 96 (100 = US average).

What is the weather like in Merchantville?

Merchantville has average high temperatures of 65.6°F and average lows of 47.2°F. Annual precipitation is 45". Data from NOAA 1991–2020 Climate Normals.

Merchantville at a Glance

Population
3,815
Median Income
$91,607
Home Value
$316,300
Median Rent
$1,097/mo
Unemployment
3.4%
Avg High Temp
65.6°F
Sales Tax
6.6%
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Explore county-level cost of living data

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