Cost of Living in Oakdale, NY

Population 7,171 · New York · Data vintage 2023

188
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Oakdale's housing market reflects its status as a high-earning metro: $595,000 for a typical home, 95% above the US median, paired with household incomes around $129,809 that put it in the upper third of the state.

Located 30 miles south of Bridgeport, Oakdale falls within that metro's commuting orbit. Median home values run roughly 136% higher than Bridgeport's $252,000.

Cost Overview

Housing 195
Rent 178

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oakdale

The median home value in Oakdale is $595,200 — 95% above the national median of $305,000. Median rent runs $2,336/month, 78% higher than the national median of $1,314/month. The median household income of $129,809/year is 74% higher than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 45.2°F, with about 31.8" of annual snowfall. Overall, Oakdale has a cost of living index of 188 versus the US average of 100, meaning it is 88% more expensive.

🏠 Housing

Median Home Value
$595,200
95% above avg
Zillow Home Value
$359,047
Zillow ZHVI
Median Rent
$2,336/mo
78% above avg
Price-to-Rent Ratio
21.2x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 83.1%
Renter-occupied 16.9%

💰 Estimated Monthly Budget

Rent median rent
$2,336
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,950/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.2 min
12% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.2%

Commute Mode

Drove alone
80.5%
Carpooled
7.0%
Public transit
1.4%
Walked
0.4%
Bicycle
1.3%
Work from home
9.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$129,809
74% above avg
Per Capita Income
$65,291
Unemployment Rate
4.4%
9% below avg
Poverty Rate
5.0%
Labor Force Participation
73.5%

🎓 Education

Bachelor's degree+ 26.5%
Graduate degree 23.4%

👥 Demographics

Median Age 48.2
Male median age 45.8
Female median age 49.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
45.2°F
Annual Precip
46"
Annual Snowfall
31.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394148586877838175645444
Low °F 252632415161676659473830
Precip" 3.663.294.514.063.284.003.264.243.603.973.414.71
Snow" 10.39.46.50.60.00.00.00.00.00.00.54.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
76.2%
Good air days/yr
195
Max AQI recorded
86
PM2.5 days
278
Ozone days

Frequently Asked Questions

What is the cost of living in Oakdale, NY?

Oakdale has a cost index of 188 (100 = national average). It is 88% above the national average.

What is average rent in Oakdale, NY?

The median gross rent in Oakdale is $2,336 per month based on 2023 Census data.

What is the average home price in Oakdale?

The median home value in Oakdale is $595,200 according to Zillow and Census data.

What is the median income in Oakdale?

The median household income in Oakdale is $129,809 per year (2023 ACS 5-year estimates).

What is the sales tax in Oakdale, NY?

The combined state and local sales tax rate in Oakdale is 8.5%. The New York state income tax top rate is 10.9%.

Is Oakdale, NY affordable?

Oakdale is above average in cost of living, with an index of 188 — about 88% higher than the national average.

What is the weather like in Oakdale?

Oakdale has average high temperatures of 61.1°F and average lows of 45.2°F. Annual precipitation is 46". Average annual snowfall is 31.8". Data from NOAA 1991–2020 Climate Normals.

Oakdale at a Glance

Population
7,171
Median Income
$129,809
Home Value
$595,200
Median Rent
$2,336/mo
Unemployment
4.4%
Avg High Temp
61.1°F
Sales Tax
8.5%
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