Cost of Living in Penn Yan, NY

Population 4,800 · New York · Data vintage 2023

49
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Penn Yan sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. An unemployment rate of 2.5% points to a labor market well on the tight side of the national distribution.

Located 45 miles southeast of Rochester, Penn Yan falls within that metro's commuting orbit. Median home values run roughly 19% higher than Rochester's $121,000.

Cost Overview

Housing 47
Rent 52

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Penn Yan

The median home value in Penn Yan is $143,000 — 53% below the national median of $305,000. Median rent runs $680/month, 48% lower than the national median of $1,314/month. The median household income of $51,466/year is 31% lower than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 57.8°F and lows of 39.6°F. Overall, Penn Yan has a cost of living index of 49 versus the US average of 100, meaning it is 51% less expensive.

🏠 Housing

Median Home Value
$143,000
53% below avg
Zillow Home Value
$313,486
Zillow ZHVI
Median Rent
$680/mo
48% below avg
Price-to-Rent Ratio
17.5x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 59.4%
Renter-occupied 40.6%

💰 Estimated Monthly Budget

Rent median rent
$680
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,294/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.4 min
32% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.8%

Commute Mode

Drove alone
84.1%
Carpooled
7.3%
Walked
3.4%
Work from home
4.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$51,466
31% below avg
Per Capita Income
$32,602
Unemployment Rate
2.5%
47% below avg
Poverty Rate
13.5%
Labor Force Participation
56.7%

🎓 Education

Bachelor's degree+ 14.7%
Graduate degree 11.0%

👥 Demographics

Median Age 44.6
Male median age 44.1
Female median age 45.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.8°F
Avg Low
39.6°F
Annual Precip
30.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 333543566977818073614838
Low °F 181925364757626053433325
Precip" 1.491.262.062.812.882.773.392.843.892.882.141.83

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
8.8:1
Student-teacher ratio
3
Public schools
1,372
Total enrollment

Frequently Asked Questions

What is the cost of living in Penn Yan, NY?

Penn Yan has a cost index of 49 (100 = national average). It is 51% below the national average.

What is average rent in Penn Yan, NY?

The median gross rent in Penn Yan is $680 per month based on 2023 Census data.

What is the average home price in Penn Yan?

The median home value in Penn Yan is $143,000 according to Zillow and Census data.

What is the median income in Penn Yan?

The median household income in Penn Yan is $51,466 per year (2023 ACS 5-year estimates).

What is the sales tax in Penn Yan, NY?

The combined state and local sales tax rate in Penn Yan is 8.5%. The New York state income tax top rate is 10.9%.

Is Penn Yan, NY affordable?

Yes, Penn Yan is generally considered affordable, with a cost of living index of 49 — about 51% below the US national average of 100.

What is the weather like in Penn Yan?

Penn Yan has average high temperatures of 57.8°F and average lows of 39.6°F. Annual precipitation is 30.2". Data from NOAA 1991–2020 Climate Normals.

Penn Yan at a Glance

Population
4,800
Median Income
$51,466
Home Value
$143,000
Median Rent
$680/mo
Unemployment
2.5%
Avg High Temp
57.8°F
Sales Tax
8.5%
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Explore county-level cost of living data

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