Cost of Living in Riverhead, NY

Population 15,073 · New York · Data vintage 2023

156
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Riverhead is a smaller New York community of around 15000 residents, where median household incomes of $83,521 and housing costs ($449,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 7.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 30 miles southeast of New Haven, Riverhead falls within that metro's commuting orbit. Median home values run roughly 80% higher than New Haven's $249,000.

Cost Overview

Housing 147
Rent 168

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Riverhead

The median home value in Riverhead is $449,000 — 47% above the national median of $305,000. Median rent runs $2,208/month, 68% higher than the national median of $1,314/month. The median household income of $83,521/year is 12% higher than the US median of $74,580. The local unemployment rate is 7.3%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.0°F and lows of 40.4°F. Overall, Riverhead has a cost of living index of 156 versus the US average of 100, meaning it is 56% more expensive.

🏠 Housing

Median Home Value
$449,000
47% above avg
Zillow Home Value
$607,684
Zillow ZHVI
Median Rent
$2,208/mo
68% above avg
Price-to-Rent Ratio
16.9x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 60.7%
Renter-occupied 39.3%

💰 Estimated Monthly Budget

Rent median rent
$2,208
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,822/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.7 min
14% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.0%

Commute Mode

Drove alone
82.6%
Carpooled
7.8%
Public transit
0.4%
Walked
3.4%
Work from home
4.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$83,521
12% above avg
Per Capita Income
$37,481
Unemployment Rate
7.3%
52% above avg
Poverty Rate
10.4%
Labor Force Participation
55.5%

🎓 Education

Bachelor's degree+ 9.3%
Graduate degree 8.7%

👥 Demographics

Median Age 44.1
Male median age 38.3
Female median age 49.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.0°F
Avg Low
40.4°F
Annual Precip
43.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394047576675818074635345
Low °F 202128364656636154433426
Precip" 3.192.724.283.793.313.502.883.743.754.653.484.17

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
76.2%
Good air days/yr
195
Max AQI recorded
86
PM2.5 days
278
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

79%
4-Year Graduation Rate
14.3:1
Student-teacher ratio
8
Public schools
5,955
Total enrollment

Frequently Asked Questions

What is the cost of living in Riverhead, NY?

Riverhead has a cost index of 156 (100 = national average). It is 56% above the national average.

What is average rent in Riverhead, NY?

The median gross rent in Riverhead is $2,208 per month based on 2023 Census data.

What is the average home price in Riverhead?

The median home value in Riverhead is $449,000 according to Zillow and Census data.

What is the median income in Riverhead?

The median household income in Riverhead is $83,521 per year (2023 ACS 5-year estimates).

What is the sales tax in Riverhead, NY?

The combined state and local sales tax rate in Riverhead is 8.5%. The New York state income tax top rate is 10.9%.

Is Riverhead, NY affordable?

Riverhead is above average in cost of living, with an index of 156 — about 56% higher than the national average.

What is the weather like in Riverhead?

Riverhead has average high temperatures of 60.0°F and average lows of 40.4°F. Annual precipitation is 43.5". Data from NOAA 1991–2020 Climate Normals.

Riverhead at a Glance

Population
15,073
Median Income
$83,521
Home Value
$449,000
Median Rent
$2,208/mo
Unemployment
7.3%
Avg High Temp
60.0°F
Sales Tax
8.5%
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