Cost of Living in Calverton, NY

Population 5,629 · New York · Data vintage 2023

101
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The median resident in Calverton is 61 years old, well past the national midpoint, giving the city the retail and service mix of a retirement-dominant market. Household-income figures here read differently than in working-age cities: retirement and investment income weigh heavily in the totals.

Calverton is about 30 miles south of New Haven, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 8% lower than New Haven's $249,000.

Cost Overview

Housing 75
Rent 140

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Calverton

The median home value in Calverton is $229,400 — 25% below the national median of $305,000. Median rent runs $1,843/month, 40% higher than the national median of $1,314/month. The median household income of $56,375/year is 24% lower than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.8°F and lows of 44.0°F. Overall, Calverton has a cost of living index of 101 versus the US average of 100, meaning it is 1% more expensive.

🏠 Housing

Median Home Value
$229,400
25% below avg
Zillow Home Value
$516,066
Zillow ZHVI
Median Rent
$1,843/mo
40% above avg
Price-to-Rent Ratio
10.4x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 82.5%
Renter-occupied 17.5%

💰 Estimated Monthly Budget

Rent median rent
$1,843
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,457/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.3 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.3%

Commute Mode

Drove alone
80.5%
Carpooled
6.1%
Public transit
1.0%
Walked
3.0%
Work from home
9.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$56,375
24% below avg
Per Capita Income
$41,265
Unemployment Rate
3.4%
29% below avg
Poverty Rate
17.0%
Labor Force Participation
46.4%

🎓 Education

Bachelor's degree+ 13.3%
Graduate degree 7.5%

👥 Demographics

Median Age 60.5
Male median age 58.9
Female median age 61.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.8°F
Avg Low
44.0°F
Annual Precip
44.2"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394147586877838174645445
Low °F 242531404960666557463729
Precip" 2.973.104.624.063.473.703.243.043.903.993.654.50

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
76.2%
Good air days/yr
195
Max AQI recorded
86
PM2.5 days
278
Ozone days

Frequently Asked Questions

What is the cost of living in Calverton, NY?

Calverton has a cost index of 101 (100 = national average). It is 1% above the national average.

What is average rent in Calverton, NY?

The median gross rent in Calverton is $1,843 per month based on 2023 Census data.

What is the average home price in Calverton?

The median home value in Calverton is $229,400 according to Zillow and Census data.

What is the median income in Calverton?

The median household income in Calverton is $56,375 per year (2023 ACS 5-year estimates).

What is the sales tax in Calverton, NY?

The combined state and local sales tax rate in Calverton is 8.5%. The New York state income tax top rate is 10.9%.

Is Calverton, NY affordable?

Calverton is near the national average in terms of cost of living, with an index of 101 (100 = US average).

What is the weather like in Calverton?

Calverton has average high temperatures of 60.8°F and average lows of 44.0°F. Annual precipitation is 44.2". Data from NOAA 1991–2020 Climate Normals.

Calverton at a Glance

Population
5,629
Median Income
$56,375
Home Value
$229,400
Median Rent
$1,843/mo
Unemployment
3.4%
Avg High Temp
60.8°F
Sales Tax
8.5%
View all cities in New York →
🗺️ County data for New York

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs