Cost of Living in Ridge, NY

Population 12,506 · New York · Data vintage 2023

140
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Ridge a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $405,000.

Geographically, Ridge is about 25 miles southeast of Bridgeport, the nearest large metro. Median home values run roughly 60% higher than Bridgeport's $252,000.

Cost Overview

Housing 133
Rent 151

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ridge

The median home value in Ridge is $404,900 — 33% above the national median of $305,000. Median rent runs $1,984/month, 51% higher than the national median of $1,314/month. The median household income of $88,266/year is 18% higher than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.8°F and lows of 44.0°F. Overall, Ridge has a cost of living index of 140 versus the US average of 100, meaning it is 40% more expensive.

🏠 Housing

Median Home Value
$404,900
33% above avg
Zillow Home Value
$498,362
Zillow ZHVI
Median Rent
$1,984/mo
51% above avg
Price-to-Rent Ratio
17.0x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 89.3%
Renter-occupied 10.7%

💰 Estimated Monthly Budget

Rent median rent
$1,984
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,598/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
38.8 min
44% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.5%

Commute Mode

Drove alone
78.7%
Carpooled
4.7%
Public transit
0.7%
Walked
0.2%
Bicycle
0.2%
Work from home
15.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$88,266
18% above avg
Per Capita Income
$55,833
Unemployment Rate
5.1%
6% above avg
Poverty Rate
3.5%
Labor Force Participation
55.5%

🎓 Education

Bachelor's degree+ 17.6%
Graduate degree 14.4%

👥 Demographics

Median Age 52.9
Male median age 47.5
Female median age 58.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.8°F
Avg Low
44.0°F
Annual Precip
44.2"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394147586877838174645445
Low °F 242531404960666557463729
Precip" 2.973.104.624.063.473.703.243.043.903.993.654.50

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
76.2%
Good air days/yr
195
Max AQI recorded
86
PM2.5 days
278
Ozone days

Frequently Asked Questions

What is the cost of living in Ridge, NY?

Ridge has a cost index of 140 (100 = national average). It is 40% above the national average.

What is average rent in Ridge, NY?

The median gross rent in Ridge is $1,984 per month based on 2023 Census data.

What is the average home price in Ridge?

The median home value in Ridge is $404,900 according to Zillow and Census data.

What is the median income in Ridge?

The median household income in Ridge is $88,266 per year (2023 ACS 5-year estimates).

What is the sales tax in Ridge, NY?

The combined state and local sales tax rate in Ridge is 8.5%. The New York state income tax top rate is 10.9%.

Is Ridge, NY affordable?

Ridge is above average in cost of living, with an index of 140 — about 40% higher than the national average.

What is the weather like in Ridge?

Ridge has average high temperatures of 60.8°F and average lows of 44.0°F. Annual precipitation is 44.2". Data from NOAA 1991–2020 Climate Normals.

Ridge at a Glance

Population
12,506
Median Income
$88,266
Home Value
$404,900
Median Rent
$1,984/mo
Unemployment
5.1%
Avg High Temp
60.8°F
Sales Tax
8.5%
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Explore county-level cost of living data

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