Cost of Living in Middle Island, NY
Population 11,086 · New York · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Middle Island a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $348,000.
Located 25 miles southeast of Bridgeport, Middle Island falls within that metro's commuting orbit. Median home values run roughly 38% higher than Bridgeport's $252,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Middle Island
The median home value in Middle Island is $347,900 — 14% above the national median of $305,000. Median rent runs $1,774/month, 35% higher than the national median of $1,314/month. The median household income of $89,702/year is 20% higher than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.8°F and lows of 44.0°F. Overall, Middle Island has a cost of living index of 122 versus the US average of 100, meaning it is 22% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 39 | 41 | 47 | 58 | 68 | 77 | 83 | 81 | 74 | 64 | 54 | 45 |
| Low °F | 24 | 25 | 31 | 40 | 49 | 60 | 66 | 65 | 57 | 46 | 37 | 29 |
| Precip" | 2.97 | 3.10 | 4.62 | 4.06 | 3.47 | 3.70 | 3.24 | 3.04 | 3.90 | 3.99 | 3.65 | 4.50 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Middle Island, NY?
Middle Island has a cost index of 122 (100 = national average). It is 22% above the national average.
What is average rent in Middle Island, NY?
The median gross rent in Middle Island is $1,774 per month based on 2023 Census data.
What is the average home price in Middle Island?
The median home value in Middle Island is $347,900 according to Zillow and Census data.
What is the median income in Middle Island?
The median household income in Middle Island is $89,702 per year (2023 ACS 5-year estimates).
What is the sales tax in Middle Island, NY?
The combined state and local sales tax rate in Middle Island is 8.5%. The New York state income tax top rate is 10.9%.
Is Middle Island, NY affordable?
Middle Island is above average in cost of living, with an index of 122 — about 22% higher than the national average.
What is the weather like in Middle Island?
Middle Island has average high temperatures of 60.8°F and average lows of 44.0°F. Annual precipitation is 44.2". Data from NOAA 1991–2020 Climate Normals.
Middle Island at a Glance
- Population
- 11,086
- Median Income
- $89,702
- Home Value
- $347,900
- Median Rent
- $1,774/mo
- Unemployment
- 4.4%
- Avg High Temp
- 60.8°F
- Sales Tax
- 8.5%
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New York Rankings
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