Cost of Living in Fairfield, OH
Population 44,597 · Ohio · Data vintage 2023
(100 = US avg)
Fairfield offers a notably favorable income-to-housing ratio for its region. The typical home — $218,000 — costs less than 3.1 times median household income of $70,166, a threshold many coastal markets passed a decade ago.
Geographically, Fairfield sits roughly 13 miles north of Cincinnati. Housing prices track closely with Cincinnati's $215,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Fairfield
The median home value in Fairfield is $218,100 — 28% below the national median of $305,000. Median rent runs $1,145/month, 13% lower than the national median of $1,314/month. The median household income of $70,166/year is 6% lower than the US median of $74,580. The local unemployment rate is 5.4%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 65.1°F and lows of 42.5°F. Overall, Fairfield has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 44 | 54 | 67 | 75 | 83 | 87 | 86 | 80 | 68 | 55 | 44 |
| Low °F | 22 | 23 | 32 | 42 | 52 | 61 | 64 | 62 | 54 | 42 | 32 | 26 |
| Precip" | 2.91 | 2.41 | 3.49 | 4.63 | 4.59 | 4.06 | 3.67 | 2.95 | 3.04 | 3.17 | 3.16 | 3.34 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Fairfield, OH?
Fairfield has a cost index of 78 (100 = national average). It is 22% below the national average.
What is average rent in Fairfield, OH?
The median gross rent in Fairfield is $1,145 per month based on 2023 Census data.
What is the average home price in Fairfield?
The median home value in Fairfield is $218,100 according to Zillow and Census data.
What is the median income in Fairfield?
The median household income in Fairfield is $70,166 per year (2023 ACS 5-year estimates).
What is the sales tax in Fairfield, OH?
The combined state and local sales tax rate in Fairfield is 7.2%. The Ohio state income tax top rate is 3.8%.
Is Fairfield, OH affordable?
Yes, Fairfield is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.
What is the weather like in Fairfield?
Fairfield has average high temperatures of 65.1°F and average lows of 42.5°F. Annual precipitation is 41.4". Data from NOAA 1991–2020 Climate Normals.
Fairfield at a Glance
- Population
- 44,597
- Median Income
- $70,166
- Home Value
- $218,100
- Median Rent
- $1,145/mo
- Unemployment
- 5.4%
- Avg High Temp
- 65.1°F
- Sales Tax
- 7.2%
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Explore county-level cost of living data
Ohio Rankings
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