Cost of Living in Loveland, OH
Population 13,280 · Ohio · Data vintage 2023
(100 = US avg)
Loveland is a smaller Ohio community of around 13000 residents, where median household incomes of $86,793 and housing costs ($305,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.
Located 15 miles northeast of Cincinnati, Loveland falls within that metro's commuting orbit. Median home values run roughly 42% higher than Cincinnati's $215,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Loveland
The median home value in Loveland is $305,200 — equal to the national median of $305,000. Median rent runs $1,170/month, 11% lower than the national median of $1,314/month. The median household income of $86,793/year is 16% higher than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 65.4°F and lows of 44.2°F. Overall, Loveland has a cost of living index of 96 versus the US average of 100, meaning it is 4% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 41 | 45 | 55 | 67 | 75 | 83 | 87 | 86 | 80 | 68 | 55 | 45 |
| Low °F | 24 | 26 | 33 | 43 | 53 | 61 | 65 | 64 | 56 | 44 | 34 | 28 |
| Precip" | 2.86 | 2.79 | 3.94 | 4.37 | 4.70 | 4.61 | 4.39 | 3.39 | 3.07 | 3.05 | 2.91 | 3.32 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Loveland, OH?
Loveland has a cost index of 96 (100 = national average). It is 4% below the national average.
What is average rent in Loveland, OH?
The median gross rent in Loveland is $1,170 per month based on 2023 Census data.
What is the average home price in Loveland?
The median home value in Loveland is $305,200 according to Zillow and Census data.
What is the median income in Loveland?
The median household income in Loveland is $86,793 per year (2023 ACS 5-year estimates).
What is the sales tax in Loveland, OH?
The combined state and local sales tax rate in Loveland is 7.2%. The Ohio state income tax top rate is 3.8%.
Is Loveland, OH affordable?
Loveland is near the national average in terms of cost of living, with an index of 96 (100 = US average).
What is the weather like in Loveland?
Loveland has average high temperatures of 65.4°F and average lows of 44.2°F. Annual precipitation is 43.4". Data from NOAA 1991–2020 Climate Normals.
Loveland at a Glance
- Population
- 13,280
- Median Income
- $86,793
- Home Value
- $305,200
- Median Rent
- $1,170/mo
- Unemployment
- 3.3%
- Avg High Temp
- 65.4°F
- Sales Tax
- 7.2%
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Ohio Rankings
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