Cost of Living in Monroe, OH

Population 15,024 · Ohio · Data vintage 2023

100
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Monroe a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $264,000. An unemployment rate of 2.5% points to a labor market well on the tight side of the national distribution.

Located 20 miles northeast of Cincinnati, Monroe falls within that metro's commuting orbit. Median home values run roughly 23% higher than Cincinnati's $215,000.

Cost Overview

Housing 87
Rent 120

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Monroe

The median home value in Monroe is $264,000 — 13% below the national median of $305,000. Median rent runs $1,575/month, 20% higher than the national median of $1,314/month. The median household income of $103,638/year is 39% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 65.1°F and lows of 42.5°F. Overall, Monroe has a cost of living index of 100 versus the US average of 100, meaning it is on par with the national average.

🏠 Housing

Median Home Value
$264,000
13% below avg
Zillow Home Value
$343,505
Zillow ZHVI
Median Rent
$1,575/mo
20% above avg
Price-to-Rent Ratio
14.0x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 76.4%
Renter-occupied 23.6%

💰 Estimated Monthly Budget

Rent median rent
$1,575
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,189/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.5 min
2% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.5%

Commute Mode

Drove alone
75.8%
Carpooled
7.7%
Walked
0.4%
Work from home
15.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$103,638
39% above avg
Per Capita Income
$40,173
Unemployment Rate
2.5%
49% below avg
Poverty Rate
3.9%
Labor Force Participation
74.9%

🎓 Education

Bachelor's degree+ 25.9%
Graduate degree 13.0%

👥 Demographics

Median Age 36.3
Male median age 34.2
Female median age 38

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.1°F
Avg Low
42.5°F
Annual Precip
41.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404454677583878680685544
Low °F 222332425261646254423226
Precip" 2.912.413.494.634.594.063.672.953.043.173.163.34

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 56 — Moderate
29.3%
Good air days/yr
197
Max AQI recorded
287
PM2.5 days
71
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

94%
4-Year Graduation Rate
22.3:1
Student-teacher ratio
4
Public schools
2,874
Total enrollment

Frequently Asked Questions

What is the cost of living in Monroe, OH?

Monroe has a cost index of 100 (100 = national average). It is near the national average.

What is average rent in Monroe, OH?

The median gross rent in Monroe is $1,575 per month based on 2023 Census data.

What is the average home price in Monroe?

The median home value in Monroe is $264,000 according to Zillow and Census data.

What is the median income in Monroe?

The median household income in Monroe is $103,638 per year (2023 ACS 5-year estimates).

What is the sales tax in Monroe, OH?

The combined state and local sales tax rate in Monroe is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Monroe, OH affordable?

Monroe is near the national average in terms of cost of living, with an index of 100 (100 = US average).

What is the weather like in Monroe?

Monroe has average high temperatures of 65.1°F and average lows of 42.5°F. Annual precipitation is 41.4". Data from NOAA 1991–2020 Climate Normals.

Monroe at a Glance

Population
15,024
Median Income
$103,638
Home Value
$264,000
Median Rent
$1,575/mo
Unemployment
2.5%
Avg High Temp
65.1°F
Sales Tax
7.2%
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🗺️ County data for Ohio

Explore county-level cost of living data

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