Cost of Living in Ottawa Hills, OH

Population 4,796 · Ohio · Data vintage 2023

117
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Ottawa Hills a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $306,000.

Ottawa Hills is part of the immediate Toledo metro area — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 186% higher than Toledo's $107,000.

Cost Overview

Housing 100
Rent 141

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ottawa Hills

The median home value in Ottawa Hills is $306,300 — equal to the national median of $305,000. Median rent runs $1,859/month, 41% higher than the national median of $1,314/month. The median household income of $177,656/year is 138% higher than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 61.9°F and lows of 42.6°F, with about 37.4" of annual snowfall. Overall, Ottawa Hills has a cost of living index of 117 versus the US average of 100, meaning it is 17% more expensive.

🏠 Housing

Median Home Value
$306,300
0% below avg
Zillow Home Value
$220,402
Zillow ZHVI
Median Rent
$1,859/mo
41% above avg
Price-to-Rent Ratio
13.7x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 89.8%
Renter-occupied 10.2%

💰 Estimated Monthly Budget

Rent median rent
$1,859
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,473/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.7 min
23% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.8%

Commute Mode

Drove alone
77.8%
Carpooled
7.5%
Walked
0.5%
Bicycle
0.4%
Work from home
13.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$177,656
138% above avg
Per Capita Income
$91,955
Unemployment Rate
5.1%
6% above avg
Poverty Rate
2.6%
Labor Force Participation
63.9%

🎓 Education

Bachelor's degree+ 31.4%
Graduate degree 36.8%

👥 Demographics

Median Age 41
Male median age 38.1
Female median age 43.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.9°F
Avg Low
42.6°F
Annual Precip
35"
Annual Snowfall
37.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353848627383878478655139
Low °F 202230405161646355443526
Precip" 2.372.282.613.453.823.453.273.152.932.592.652.44
Snow" 12.310.25.31.30.00.00.00.00.00.11.76.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
59.5%
Good air days/yr
190
Max AQI recorded
203
PM2.5 days
162
Ozone days

Frequently Asked Questions

What is the cost of living in Ottawa Hills, OH?

Ottawa Hills has a cost index of 117 (100 = national average). It is 17% above the national average.

What is average rent in Ottawa Hills, OH?

The median gross rent in Ottawa Hills is $1,859 per month based on 2023 Census data.

What is the average home price in Ottawa Hills?

The median home value in Ottawa Hills is $306,300 according to Zillow and Census data.

What is the median income in Ottawa Hills?

The median household income in Ottawa Hills is $177,656 per year (2023 ACS 5-year estimates).

What is the sales tax in Ottawa Hills, OH?

The combined state and local sales tax rate in Ottawa Hills is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Ottawa Hills, OH affordable?

Ottawa Hills is above average in cost of living, with an index of 117 — about 17% higher than the national average.

What is the weather like in Ottawa Hills?

Ottawa Hills has average high temperatures of 61.9°F and average lows of 42.6°F. Annual precipitation is 35". Average annual snowfall is 37.4". Data from NOAA 1991–2020 Climate Normals.

Ottawa Hills at a Glance

Population
4,796
Median Income
$177,656
Home Value
$306,300
Median Rent
$1,859/mo
Unemployment
5.1%
Avg High Temp
61.9°F
Sales Tax
7.2%
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