Cost of Living in Westerville, OH

Population 38,543 · Ohio · Data vintage 2023

110
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Westerville's cost indicators track within a reasonable band of national figures, with median household incomes near $107,054 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. An unemployment rate of 1.9% points to a labor market well on the tight side of the national distribution.

Located 10 miles northeast of Columbus, Westerville falls within that metro's commuting orbit. Median home values run roughly 46% higher than Columbus' $235,000.

Cost Overview

Housing 113
Rent 107

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Westerville

The median home value in Westerville is $343,200 — 13% above the national median of $305,000. Median rent runs $1,409/month, 7% higher than the national median of $1,314/month. The median household income of $107,054/year is 44% higher than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 62.1°F and lows of 42.6°F. Overall, Westerville has a cost of living index of 110 versus the US average of 100, meaning it is 10% more expensive.

🏠 Housing

Median Home Value
$343,200
13% above avg
Zillow Home Value
$439,744
Zillow ZHVI
Median Rent
$1,409/mo
7% above avg
Zillow Rent
$1,552/mo
Zillow ZORI
Price-to-Rent Ratio
20.3x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 74.4%
Renter-occupied 25.6%

💰 Estimated Monthly Budget

Rent median rent
$1,409
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,023/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.1 min
18% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
25.2%

Commute Mode

Drove alone
67.9%
Carpooled
3.0%
Public transit
0.3%
Walked
2.6%
Bicycle
0.2%
Work from home
25.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$107,054
44% above avg
Per Capita Income
$50,681
Unemployment Rate
1.9%
60% below avg
Poverty Rate
5.4%
Labor Force Participation
65.7%

🎓 Education

Bachelor's degree+ 32.9%
Graduate degree 25.4%

👥 Demographics

Median Age 40.9
Male median age 39.7
Female median age 41.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.1°F
Avg Low
42.6°F
Annual Precip
35.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 364050637381848377655140
Low °F 212331415160646255433426
Precip" 2.221.942.993.543.854.053.723.053.002.522.362.52

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 54 — Moderate
37.3%
Good air days/yr
210
Max AQI recorded
265
PM2.5 days
91
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
19:1
Student-teacher ratio
22
Public schools
15,174
Total enrollment

Frequently Asked Questions

What is the cost of living in Westerville, OH?

Westerville has a cost index of 110 (100 = national average). It is 10% above the national average.

What is average rent in Westerville, OH?

The median gross rent in Westerville is $1,409 per month based on 2023 Census data.

What is the average home price in Westerville?

The median home value in Westerville is $343,200 according to Zillow and Census data.

What is the median income in Westerville?

The median household income in Westerville is $107,054 per year (2023 ACS 5-year estimates).

What is the sales tax in Westerville, OH?

The combined state and local sales tax rate in Westerville is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Westerville, OH affordable?

Westerville is near the national average in terms of cost of living, with an index of 110 (100 = US average).

What is the weather like in Westerville?

Westerville has average high temperatures of 62.1°F and average lows of 42.6°F. Annual precipitation is 35.8". Data from NOAA 1991–2020 Climate Normals.

Westerville at a Glance

Population
38,543
Median Income
$107,054
Home Value
$343,200
Median Rent
$1,409/mo
Unemployment
1.9%
Avg High Temp
62.1°F
Sales Tax
7.2%
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