Cost of Living in Choctaw, OK

Population 12,208 · Oklahoma · Data vintage 2023

80
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Choctaw can reasonably expect a home to cost less than three years of household income — $224,000 against $96,446 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Geographically, Choctaw sits roughly 14 miles east of Oklahoma City. Housing prices track closely with Oklahoma City's $215,000 median.

Cost Overview

Housing 73
Rent 91

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Choctaw

The median home value in Choctaw is $223,900 — 27% below the national median of $305,000. Median rent runs $1,192/month, 9% lower than the national median of $1,314/month. The median household income of $96,446/year is 29% higher than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Oklahoma's top state income tax rate is 4.8% and the combined sales tax is 9.0%. The climate averages highs of 71.4°F and lows of 48.8°F, with about 6.7" of annual snowfall. Overall, Choctaw has a cost of living index of 80 versus the US average of 100, meaning it is 20% less expensive.

🏠 Housing

Median Home Value
$223,900
27% below avg
Zillow Home Value
$295,593
Zillow ZHVI
Median Rent
$1,192/mo
9% below avg
Zillow Rent
$1,268/mo
Zillow ZORI
Price-to-Rent Ratio
15.7x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$678
1 BR
$728
2 BR
$910
3 BR
$1,220
4 BR
$1,439
Owner-occupied 89.2%
Renter-occupied 10.8%

💰 Estimated Monthly Budget

Rent median rent
$1,192
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,806/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.2 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.1%

Commute Mode

Drove alone
84.0%
Carpooled
6.1%
Public transit
1.3%
Walked
0.4%
Work from home
5.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.8%
Total Sales Tax 9.0%
State rate 4.5%
Avg local rate 4.5%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$96,446
29% above avg
Per Capita Income
$41,342
Unemployment Rate
3.2%
33% below avg
Poverty Rate
6.7%
Labor Force Participation
60.6%

🎓 Education

Bachelor's degree+ 17.7%
Graduate degree 12.6%

👥 Demographics

Median Age 38.1
Male median age 35.6
Female median age 40.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.4°F
Avg Low
48.8°F
Annual Precip
36.4"
Annual Snowfall
6.7"
20° 40° 60° 80° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 495463717988939284736150
Low °F 273140485866706962493830
Precip" 1.321.422.553.605.314.493.593.603.723.321.681.79
Snow" 1.81.80.80.00.00.00.00.00.00.00.51.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 53 — Moderate
41.1%
Good air days/yr
136
Max AQI recorded
208
PM2.5 days
140
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
17.3:1
Student-teacher ratio
9
Public schools
5,735
Total enrollment

Frequently Asked Questions

What is the cost of living in Choctaw, OK?

Choctaw has a cost index of 80 (100 = national average). It is 20% below the national average.

What is average rent in Choctaw, OK?

The median gross rent in Choctaw is $1,192 per month based on 2023 Census data.

What is the average home price in Choctaw?

The median home value in Choctaw is $223,900 according to Zillow and Census data.

What is the median income in Choctaw?

The median household income in Choctaw is $96,446 per year (2023 ACS 5-year estimates).

What is the sales tax in Choctaw, OK?

The combined state and local sales tax rate in Choctaw is 9.0%. The Oklahoma state income tax top rate is 4.8%.

Is Choctaw, OK affordable?

Yes, Choctaw is generally considered affordable, with a cost of living index of 80 — about 20% below the US national average of 100.

What is the weather like in Choctaw?

Choctaw has average high temperatures of 71.4°F and average lows of 48.8°F. Annual precipitation is 36.4". Average annual snowfall is 6.7". Data from NOAA 1991–2020 Climate Normals.

Choctaw at a Glance

Population
12,208
Median Income
$96,446
Home Value
$223,900
Median Rent
$1,192/mo
Unemployment
3.2%
Avg High Temp
71.4°F
Sales Tax
9.0%
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