Cost of Living in Duncan, OK
Population 22,872 · Oklahoma · Data vintage 2023
(100 = US avg)
Duncan is a smaller Oklahoma community of around 23000 residents, where median household incomes of $57,020 and housing costs ($126,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. A poverty rate near 20% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.
Located 50 miles northeast of Wichita Falls, Duncan is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 12% lower than Wichita Falls' $143,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Duncan
The median home value in Duncan is $125,800 — 59% below the national median of $305,000. Median rent runs $872/month, 34% lower than the national median of $1,314/month. The median household income of $57,020/year is 24% lower than the US median of $74,580. The local unemployment rate is 6.1%, above the national average of 4.8%. Oklahoma's top state income tax rate is 4.8% and the combined sales tax is 9.0%. The climate averages highs of 75.4°F and lows of 49.8°F. Overall, Duncan has a cost of living index of 51 versus the US average of 100, meaning it is 49% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 54 | 58 | 67 | 75 | 83 | 92 | 97 | 96 | 88 | 77 | 64 | 54 |
| Low °F | 27 | 32 | 41 | 49 | 59 | 68 | 72 | 71 | 63 | 50 | 38 | 29 |
| Precip" | 1.04 | 0.89 | 1.89 | 2.46 | 3.72 | 3.98 | 2.00 | 3.21 | 2.80 | 2.52 | 1.50 | 1.46 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Duncan, OK?
Duncan has a cost index of 51 (100 = national average). It is 49% below the national average.
What is average rent in Duncan, OK?
The median gross rent in Duncan is $872 per month based on 2023 Census data.
What is the average home price in Duncan?
The median home value in Duncan is $125,800 according to Zillow and Census data.
What is the median income in Duncan?
The median household income in Duncan is $57,020 per year (2023 ACS 5-year estimates).
What is the sales tax in Duncan, OK?
The combined state and local sales tax rate in Duncan is 9.0%. The Oklahoma state income tax top rate is 4.8%.
Is Duncan, OK affordable?
Yes, Duncan is generally considered affordable, with a cost of living index of 51 — about 49% below the US national average of 100.
What is the weather like in Duncan?
Duncan has average high temperatures of 75.4°F and average lows of 49.8°F. Annual precipitation is 27.5". Data from NOAA 1991–2020 Climate Normals.
Duncan at a Glance
- Population
- 22,872
- Median Income
- $57,020
- Home Value
- $125,800
- Median Rent
- $872/mo
- Unemployment
- 6.1%
- Avg High Temp
- 75.4°F
- Sales Tax
- 9.0%
Explore county-level cost of living data
Oklahoma Rankings
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