Cost of Living in Ponca City, OK
Population 24,377 · Oklahoma · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Ponca City a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $128,000. At 6.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Geographically, Ponca City is about 70 miles south of Wichita, the nearest large metro. Median home values run roughly 29% lower than Wichita's $180,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Ponca City
The median home value in Ponca City is $127,500 — 58% below the national median of $305,000. Median rent runs $827/month, 37% lower than the national median of $1,314/month. The median household income of $55,270/year is 26% lower than the US median of $74,580. The local unemployment rate is 6.6%, above the national average of 4.8%. Oklahoma's top state income tax rate is 4.8% and the combined sales tax is 9.0%. The climate averages highs of 70.8°F and lows of 47.9°F. Overall, Ponca City has a cost of living index of 50 versus the US average of 100, meaning it is 50% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 47 | 52 | 62 | 71 | 79 | 88 | 93 | 92 | 84 | 73 | 60 | 49 |
| Low °F | 25 | 28 | 37 | 46 | 57 | 67 | 71 | 70 | 61 | 48 | 36 | 27 |
| Precip" | 1.02 | 1.10 | 2.17 | 3.78 | 5.10 | 4.70 | 3.70 | 3.28 | 2.74 | 3.06 | 1.65 | 1.27 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Ponca City, OK?
Ponca City has a cost index of 50 (100 = national average). It is 50% below the national average.
What is average rent in Ponca City, OK?
The median gross rent in Ponca City is $827 per month based on 2023 Census data.
What is the average home price in Ponca City?
The median home value in Ponca City is $127,500 according to Zillow and Census data.
What is the median income in Ponca City?
The median household income in Ponca City is $55,270 per year (2023 ACS 5-year estimates).
What is the sales tax in Ponca City, OK?
The combined state and local sales tax rate in Ponca City is 9.0%. The Oklahoma state income tax top rate is 4.8%.
Is Ponca City, OK affordable?
Yes, Ponca City is generally considered affordable, with a cost of living index of 50 — about 50% below the US national average of 100.
What is the weather like in Ponca City?
Ponca City has average high temperatures of 70.8°F and average lows of 47.9°F. Annual precipitation is 33.6". Data from NOAA 1991–2020 Climate Normals.
Ponca City at a Glance
- Population
- 24,377
- Median Income
- $55,270
- Home Value
- $127,500
- Median Rent
- $827/mo
- Unemployment
- 6.6%
- Avg High Temp
- 70.8°F
- Sales Tax
- 9.0%
Explore county-level cost of living data
Oklahoma Rankings
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