Cost of Living in Ontario, OR

Population 11,728 · Oregon · Data vintage 2023

Cost Index
(100 = US avg)

Page updated: April 2026 · Data vintage: 2023 ACS 5-Year

Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $43,887, median household incomes in Ontario land roughly 41% below the US median, a gap that tends to persist across local labor-market indicators.

Geographically, Ontario is about 35 miles northwest of Nampa, the nearest large metro. Median home values run roughly 35% lower than Nampa's $333,000.

Cost Overview

Housing 71

Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ontario

The median home value in Ontario is $217,500 — 29% below the national median of $305,000. Median rent runs $790/month, 40% lower than the national median of $1,314/month. The median household income of $43,887/year is 41% lower than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. Oregon's top state income tax rate is 9.9% and the combined sales tax is 0.0%. The climate averages highs of 66.5°F and lows of 40.9°F. Overall, Ontario has a cost of living index of 67 versus the US average of 100, meaning it is 33% less expensive.

🏠 Housing

Median Home Value

$217,500

29% below avg

Zillow Home Value

$301,495

Zillow ZHVI

Median Rent

$790/mo

40% below avg

Zillow Rent

$1,150/mo

Zillow ZORI

Price-to-Rent Ratio

22.9x

Favors renting

Property Tax Rate

1.0%

Effective rate

HUD Fair Market Rents by Bedroom

Studio

$903

1 BR

$1,003

2 BR

$1,252

3 BR

$1,754

4 BR

$2,023

Owner-occupied 59.4%

Renter-occupied 40.6%

💰 Estimated Monthly Budget

Rent median rent

$790

Groceries national estimate

$400

Utilities local estimate

$88

Transportation local gas prices

$126

Estimated Total $1,404/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚

Eggs (dozen)

$0.548

🍞

White Bread (lb)

$1.912

🥩

Ground Beef (lb)

$5.61

🚗 Transportation

Avg Commute

15.4 min

43% below avg

Gas Price

$3.145/gal

0% below avg

Work From Home

8.4%

Commute Mode

Drove alone

77.5%

Carpooled

8.6%

Walked

2.9%

Bicycle

0.3%

Work from home

8.4%

⚡ Utilities

Electricity

$0.176/kWh

0% below avg

📋 Taxes

State Income Tax 9.9%

Total Sales Tax 0.0%

State rate 0.0%

Avg local rate 0.0%

Property Tax 1.0%

💼 Income & Employment

Median Household Income

$43,887

41% below avg

Per Capita Income

$25,812

Unemployment Rate

5.0%

5% above avg

Poverty Rate

19.3%

Labor Force Participation

58.8%

🎓 Education

Bachelor's degree+ 11.5%

Graduate degree 6.3%

👥 Demographics

Median Age 35.4

Male median age 34.8

Female median age 35.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High

66.5°F

Avg Low

40.9°F

Annual Precip

9.5"

Month	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
High °F	38	47	58	66	76	85	95	93	83	67	50	39
Low °F	24	28	34	39	48	55	62	59	49	39	30	24
Precip"	1.38	0.89	0.97	0.77	1.17	0.72	0.26	0.12	0.29	0.64	0.88	1.39

🏫 Schools

NCES CCD 2019 — public school district data

87%

4-Year Graduation Rate

18.4:1

Student-teacher ratio

Public schools

2,406

Total enrollment

Frequently Asked Questions

What is the cost of living in Ontario, OR?

Ontario has a cost index of 67 (100 = national average). It is 33% below the national average.

What is average rent in Ontario, OR?

The median gross rent in Ontario is $790 per month based on 2023 Census data.

What is the average home price in Ontario?

The median home value in Ontario is $217,500 according to Zillow and Census data.

What is the median income in Ontario?

The median household income in Ontario is $43,887 per year (2023 ACS 5-year estimates).

What is the sales tax in Ontario, OR?

The combined state and local sales tax rate in Ontario is 0.0%. The Oregon state income tax top rate is 9.9%.

Is Ontario, OR affordable?

Yes, Ontario is generally considered affordable, with a cost of living index of 67 — about 33% below the US national average of 100.

What is the weather like in Ontario?

Ontario has average high temperatures of 66.5°F and average lows of 40.9°F. Annual precipitation is 9.5". Data from NOAA 1991–2020 Climate Normals.

Ontario at a Glance

Population: 11,728
Median Income: $43,887
Home Value: $217,500
Median Rent: $790/mo
Unemployment: 5.0%
Avg High Temp: 66.5°F
Sales Tax: 0.0%

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