Cost of Living in Columbia, PA

Population 10,217 · Pennsylvania · Data vintage 2023

67
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Columbia sits on the smaller end of the Pennsylvania city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Columbia is about 50 miles north of Baltimore, the nearest large metro. Median home values run roughly 21% lower than Baltimore's $219,000.

Cost Overview

Housing 57
Rent 81

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Columbia

The median home value in Columbia is $174,200 — 43% below the national median of $305,000. Median rent runs $1,064/month, 19% lower than the national median of $1,314/month. The median household income of $52,271/year is 30% lower than the US median of $74,580. The local unemployment rate is 3.9%, below the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 63.8°F and lows of 42.8°F. Overall, Columbia has a cost of living index of 67 versus the US average of 100, meaning it is 33% less expensive.

🏠 Housing

Median Home Value
$174,200
43% below avg
Zillow Home Value
$286,576
Zillow ZHVI
Median Rent
$1,064/mo
19% below avg
Zillow Rent
$1,262/mo
Zillow ZORI
Price-to-Rent Ratio
13.6x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 52.2%
Renter-occupied 47.8%

💰 Estimated Monthly Budget

Rent median rent
$1,064
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,678/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.7 min
3% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.0%

Commute Mode

Drove alone
74.8%
Carpooled
13.2%
Public transit
0.3%
Walked
6.2%
Bicycle
0.2%
Work from home
4.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$52,271
30% below avg
Per Capita Income
$32,827
Unemployment Rate
3.9%
18% below avg
Poverty Rate
17.4%
Labor Force Participation
58.4%

🎓 Education

Bachelor's degree+ 12.9%
Graduate degree 4.3%

👥 Demographics

Median Age 45.4
Male median age 43.1
Female median age 47.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.8°F
Avg Low
42.8°F
Annual Precip
42.1"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404252647482868578665444
Low °F 222331405060656356443427
Precip" 2.592.203.333.343.444.784.203.524.693.783.063.13

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 58 — Moderate
29.6%
Good air days/yr
321
Max AQI recorded
304
PM2.5 days
61
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

72%
4-Year Graduation Rate
13.7:1
Student-teacher ratio
3
Public schools
1,354
Total enrollment

Frequently Asked Questions

What is the cost of living in Columbia, PA?

Columbia has a cost index of 67 (100 = national average). It is 33% below the national average.

What is average rent in Columbia, PA?

The median gross rent in Columbia is $1,064 per month based on 2023 Census data.

What is the average home price in Columbia?

The median home value in Columbia is $174,200 according to Zillow and Census data.

What is the median income in Columbia?

The median household income in Columbia is $52,271 per year (2023 ACS 5-year estimates).

What is the sales tax in Columbia, PA?

The combined state and local sales tax rate in Columbia is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Columbia, PA affordable?

Yes, Columbia is generally considered affordable, with a cost of living index of 67 — about 33% below the US national average of 100.

What is the weather like in Columbia?

Columbia has average high temperatures of 63.8°F and average lows of 42.8°F. Annual precipitation is 42.1". Data from NOAA 1991–2020 Climate Normals.

Columbia at a Glance

Population
10,217
Median Income
$52,271
Home Value
$174,200
Median Rent
$1,064/mo
Unemployment
3.9%
Avg High Temp
63.8°F
Sales Tax
6.3%
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🗺️ County data for Pennsylvania

Explore county-level cost of living data

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