Cost of Living in Mount Joy, PA
Population 8,310 · Pennsylvania · Data vintage 2023
(100 = US avg)
Mount Joy sits on the smaller end of the Pennsylvania city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 1.4% — below most comparable cities in the state.
Located 55 miles north of Baltimore, Mount Joy is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 10% higher than Baltimore's $219,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Mount Joy
The median home value in Mount Joy is $241,300 — 21% below the national median of $305,000. Median rent runs $1,070/month, 19% lower than the national median of $1,314/month. The median household income of $84,514/year is 13% higher than the US median of $74,580. The local unemployment rate is 1.4%, below the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 63.8°F and lows of 42.8°F. Overall, Mount Joy has a cost of living index of 80 versus the US average of 100, meaning it is 20% less expensive.
Mount Joy has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 42 | 52 | 64 | 74 | 82 | 86 | 85 | 78 | 66 | 54 | 44 |
| Low °F | 22 | 23 | 31 | 40 | 50 | 60 | 65 | 63 | 56 | 44 | 34 | 27 |
| Precip" | 2.59 | 2.20 | 3.33 | 3.34 | 3.44 | 4.78 | 4.20 | 3.52 | 4.69 | 3.78 | 3.06 | 3.13 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Mount Joy, PA?
Mount Joy has a cost index of 80 (100 = national average). It is 20% below the national average.
What is average rent in Mount Joy, PA?
The median gross rent in Mount Joy is $1,070 per month based on 2023 Census data.
What is the average home price in Mount Joy?
The median home value in Mount Joy is $241,300 according to 2023 Census ACS data.
What is the median income in Mount Joy?
The median household income in Mount Joy is $84,514 per year (2023 ACS 5-year estimates).
What is the sales tax in Mount Joy, PA?
The combined state and local sales tax rate in Mount Joy is 6.3%. The Pennsylvania state income tax top rate is 3.1%.
Is Mount Joy, PA affordable?
Yes, Mount Joy is generally considered affordable, with a cost of living index of 80 — about 20% below the US national average of 100.
What is the weather like in Mount Joy?
Mount Joy has average high temperatures of 63.8°F and average lows of 42.8°F. Annual precipitation is 42.1". Data from NOAA 1991–2020 Climate Normals.
Mount Joy at a Glance
- Population
- 8,310
- Median Income
- $84,514
- Home Value
- $241,300
- Median Rent
- $1,070/mo
- Unemployment
- 1.4%
- Avg High Temp
- 63.8°F
- Sales Tax
- 6.3%
Nearby Cities
Explore county-level cost of living data
Pennsylvania Rankings
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