Cost of Living in Indiana, PA

Population 14,170 · Pennsylvania · Data vintage 2023

Cost Index
(100 = US avg)

Page updated: April 2026 · Data vintage: 2023 ACS 5-Year

Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Indiana run well below national norms — a median of $44,784 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $123,000). At 8.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Indiana is about 45 miles east of Pittsburgh, the nearest large metro. Median home values run roughly 36% lower than Pittsburgh's $193,000.

Cost Overview

Housing 40

Rent 61

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Indiana

The median home value in Indiana is $123,300 — 60% below the national median of $305,000. Median rent runs $806/month, 39% lower than the national median of $1,314/month. The median household income of $44,784/year is 40% lower than the US median of $74,580. The local unemployment rate is 8.0%, above the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 57.2°F and lows of 40.6°F. Overall, Indiana has a cost of living index of 49 versus the US average of 100, meaning it is 51% less expensive.

🏠 Housing

Median Home Value

$123,300

60% below avg

Zillow Home Value

$185,285

Zillow ZHVI

Median Rent

$806/mo

39% below avg

Zillow Rent

$769/mo

Zillow ZORI

Price-to-Rent Ratio

12.7x

Favors buying

Property Tax Rate

1.6%

Effective rate

HUD Fair Market Rents by Bedroom

Studio

$779

1 BR

$871

2 BR

$1,065

3 BR

$1,337

4 BR

$1,547

Owner-occupied 45.0%

Renter-occupied 55.0%

💰 Estimated Monthly Budget

Rent median rent

$806

Groceries national estimate

$400

Utilities local estimate

$88

Transportation local gas prices

$126

Estimated Total $1,420/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚

Eggs (dozen)

$0.548

🍞

White Bread (lb)

$1.912

🥩

Ground Beef (lb)

$5.61

🚗 Transportation

Avg Commute

18.9 min

30% below avg

Gas Price

$3.145/gal

0% below avg

Work From Home

9.3%

Commute Mode

Drove alone

59.9%

Carpooled

8.3%

Public transit

0.3%

Walked

20.9%

Bicycle

0.1%

Work from home

9.3%

⚡ Utilities

Electricity

$0.176/kWh

0% below avg

📋 Taxes

State Income Tax (flat) 3.1%

Total Sales Tax 6.3%

State rate 6.0%

Avg local rate 0.3%

Property Tax 1.6%

💼 Income & Employment

Median Household Income

$44,784

40% below avg

Per Capita Income

$24,644

Unemployment Rate

8.0%

66% above avg

Poverty Rate

19.8%

Labor Force Participation

57.7%

🎓 Education

Bachelor's degree+ 24.6%

Graduate degree 26.4%

👥 Demographics

Median Age 22.5

Male median age 22.3

Female median age 22.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High

57.2°F

Avg Low

40.6°F

Annual Precip

41.3"

Month	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
High °F	33	36	45	58	68	75	79	77	71	59	47	38
Low °F	19	21	28	38	49	57	61	60	53	43	33	25
Precip"	2.54	2.53	3.12	3.54	4.12	4.40	4.22	3.95	3.99	3.06	3.11	2.68

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good

72.7%

Good air days/yr

220

Max AQI recorded

195

PM2.5 days

168

Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

90%

4-Year Graduation Rate

14.7:1

Student-teacher ratio

Public schools

2,860

Total enrollment

Frequently Asked Questions

What is the cost of living in Indiana, PA?

Indiana has a cost index of 49 (100 = national average). It is 51% below the national average.

What is average rent in Indiana, PA?

The median gross rent in Indiana is $806 per month based on 2023 Census data.

What is the average home price in Indiana?

The median home value in Indiana is $123,300 according to Zillow and Census data.

What is the median income in Indiana?

The median household income in Indiana is $44,784 per year (2023 ACS 5-year estimates).

What is the sales tax in Indiana, PA?

The combined state and local sales tax rate in Indiana is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Indiana, PA affordable?

Yes, Indiana is generally considered affordable, with a cost of living index of 49 — about 51% below the US national average of 100.

What is the weather like in Indiana?

Indiana has average high temperatures of 57.2°F and average lows of 40.6°F. Annual precipitation is 41.3". Data from NOAA 1991–2020 Climate Normals.

Indiana at a Glance

Population: 14,170
Median Income: $44,784
Home Value: $123,300
Median Rent: $806/mo
Unemployment: 8.0%
Avg High Temp: 57.2°F
Sales Tax: 6.3%

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