Cost of Living in Lock Haven, PA
Population 8,386 · Pennsylvania · Data vintage 2023
(100 = US avg)
At $40,131, median household incomes in Lock Haven land roughly 46% below the US median, a gap that tends to persist across local labor-market indicators. At 8.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Lock Haven lies roughly 110 miles west of the nearest major metro, Allentown — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 33% lower than Allentown's $189,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Lock Haven
The median home value in Lock Haven is $127,500 — 58% below the national median of $305,000. Median rent runs $794/month, 40% lower than the national median of $1,314/month. The median household income of $40,131/year is 46% lower than the US median of $74,580. The local unemployment rate is 8.8%, above the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 61.1°F and lows of 41.4°F, with about 35.8" of annual snowfall. Overall, Lock Haven has a cost of living index of 49 versus the US average of 100, meaning it is 51% less expensive.
Lock Haven has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 39 | 48 | 62 | 72 | 81 | 85 | 83 | 75 | 63 | 51 | 40 |
| Low °F | 20 | 22 | 29 | 39 | 49 | 58 | 63 | 61 | 54 | 43 | 33 | 26 |
| Precip" | 2.96 | 2.31 | 3.13 | 3.62 | 3.86 | 3.85 | 4.64 | 4.17 | 4.76 | 3.70 | 3.25 | 3.27 |
| Snow" | 9.7 | 9.3 | 7.3 | 0.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 1.7 | 6.9 |
Frequently Asked Questions
What is the cost of living in Lock Haven, PA?
Lock Haven has a cost index of 49 (100 = national average). It is 51% below the national average.
What is average rent in Lock Haven, PA?
The median gross rent in Lock Haven is $794 per month based on 2023 Census data.
What is the average home price in Lock Haven?
The median home value in Lock Haven is $127,500 according to Zillow and Census data.
What is the median income in Lock Haven?
The median household income in Lock Haven is $40,131 per year (2023 ACS 5-year estimates).
What is the sales tax in Lock Haven, PA?
The combined state and local sales tax rate in Lock Haven is 6.3%. The Pennsylvania state income tax top rate is 3.1%.
Is Lock Haven, PA affordable?
Yes, Lock Haven is generally considered affordable, with a cost of living index of 49 — about 51% below the US national average of 100.
What is the weather like in Lock Haven?
Lock Haven has average high temperatures of 61.1°F and average lows of 41.4°F. Annual precipitation is 43.5". Average annual snowfall is 35.8". Data from NOAA 1991–2020 Climate Normals.
Lock Haven at a Glance
- Population
- 8,386
- Median Income
- $40,131
- Home Value
- $127,500
- Median Rent
- $794/mo
- Unemployment
- 8.8%
- Avg High Temp
- 61.1°F
- Sales Tax
- 6.3%
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