Cost of Living in New Cumberland, PA

Population 7,531 · Pennsylvania · Data vintage 2023

77
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives New Cumberland a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $233,000.

Located 65 miles north of Baltimore, New Cumberland is far enough out that local conditions diverge meaningfully from the big-metro baseline. Housing prices track closely with Baltimore's $219,000 median.

Cost Overview

Housing 76
Rent 78

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in New Cumberland

The median home value in New Cumberland is $232,800 — 24% below the national median of $305,000. Median rent runs $1,031/month, 22% lower than the national median of $1,314/month. The median household income of $81,947/year is 10% higher than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 64.7°F and lows of 45.7°F. Overall, New Cumberland has a cost of living index of 77 versus the US average of 100, meaning it is 23% less expensive.

🏠 Housing

Median Home Value
$232,800
24% below avg
Zillow Home Value
$286,240
Zillow ZHVI
Median Rent
$1,031/mo
22% below avg
Zillow Rent
$1,130/mo
Zillow ZORI
Price-to-Rent Ratio
18.8x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 69.4%
Renter-occupied 30.6%

💰 Estimated Monthly Budget

Rent median rent
$1,031
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,645/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.5 min
24% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.5%

Commute Mode

Drove alone
74.4%
Carpooled
6.5%
Public transit
0.3%
Walked
1.5%
Bicycle
0.5%
Work from home
16.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$81,947
10% above avg
Per Capita Income
$44,834
Unemployment Rate
4.7%
3% below avg
Poverty Rate
8.3%
Labor Force Participation
67.1%

🎓 Education

Bachelor's degree+ 23.5%
Graduate degree 14.1%

👥 Demographics

Median Age 40.9
Male median age 40.6
Female median age 41.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.7°F
Avg Low
45.7°F
Annual Precip
41"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404353657583888579675544
Low °F 252634435363676658473730
Precip" 2.642.363.353.703.483.724.303.684.123.682.803.15

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
58.1%
Good air days/yr
224
Max AQI recorded
365
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in New Cumberland, PA?

New Cumberland has a cost index of 77 (100 = national average). It is 23% below the national average.

What is average rent in New Cumberland, PA?

The median gross rent in New Cumberland is $1,031 per month based on 2023 Census data.

What is the average home price in New Cumberland?

The median home value in New Cumberland is $232,800 according to Zillow and Census data.

What is the median income in New Cumberland?

The median household income in New Cumberland is $81,947 per year (2023 ACS 5-year estimates).

What is the sales tax in New Cumberland, PA?

The combined state and local sales tax rate in New Cumberland is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is New Cumberland, PA affordable?

Yes, New Cumberland is generally considered affordable, with a cost of living index of 77 — about 23% below the US national average of 100.

What is the weather like in New Cumberland?

New Cumberland has average high temperatures of 64.7°F and average lows of 45.7°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

New Cumberland at a Glance

Population
7,531
Median Income
$81,947
Home Value
$232,800
Median Rent
$1,031/mo
Unemployment
4.7%
Avg High Temp
64.7°F
Sales Tax
6.3%
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