Cost of Living in Plum, PA

Population 26,873 · Pennsylvania · Data vintage 2023

78
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Plum can reasonably expect a home to cost less than three years of household income — $219,000 against $98,475 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. An unemployment rate of 2.9% points to a labor market well on the tight side of the national distribution.

Geographically, Plum sits roughly 13 miles east of Pittsburgh. Median home values run roughly 13% higher than Pittsburgh's $193,000.

Cost Overview

Housing 72
Rent 88

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Plum

The median home value in Plum is $218,600 — 28% below the national median of $305,000. Median rent runs $1,156/month, 12% lower than the national median of $1,314/month. The median household income of $98,475/year is 32% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 61.2°F and lows of 43.5°F. Overall, Plum has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.

🏠 Housing

Median Home Value
$218,600
28% below avg
Median Rent
$1,156/mo
12% below avg
Price-to-Rent Ratio
15.8x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 80.8%
Renter-occupied 19.2%

💰 Estimated Monthly Budget

Rent median rent
$1,156
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,770/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.6 min
24% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.2%

Commute Mode

Drove alone
71.0%
Carpooled
4.5%
Public transit
1.9%
Walked
0.6%
Work from home
21.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$98,475
32% above avg
Per Capita Income
$45,954
Unemployment Rate
2.9%
39% below avg
Poverty Rate
3.0%
Labor Force Participation
68.5%

🎓 Education

Bachelor's degree+ 28.2%
Graduate degree 15.1%

👥 Demographics

Median Age 43.5
Male median age 42.2
Female median age 45.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.2°F
Avg Low
43.5°F
Annual Precip
41.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374049637279838175635141
Low °F 222431425260646356453528
Precip" 3.082.573.223.404.084.583.933.813.543.063.033.04

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 56 — Moderate
33.2%
Good air days/yr
237
Max AQI recorded
294
PM2.5 days
71
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
17.2:1
Student-teacher ratio
5
Public schools
3,580
Total enrollment

Frequently Asked Questions

What is the cost of living in Plum, PA?

Plum has a cost index of 78 (100 = national average). It is 22% below the national average.

What is average rent in Plum, PA?

The median gross rent in Plum is $1,156 per month based on 2023 Census data.

What is the average home price in Plum?

The median home value in Plum is $218,600 according to 2023 Census ACS data.

What is the median income in Plum?

The median household income in Plum is $98,475 per year (2023 ACS 5-year estimates).

What is the sales tax in Plum, PA?

The combined state and local sales tax rate in Plum is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Plum, PA affordable?

Yes, Plum is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.

What is the weather like in Plum?

Plum has average high temperatures of 61.2°F and average lows of 43.5°F. Annual precipitation is 41.3". Data from NOAA 1991–2020 Climate Normals.

Plum at a Glance

Population
26,873
Median Income
$98,475
Home Value
$218,600
Median Rent
$1,156/mo
Unemployment
2.9%
Avg High Temp
61.2°F
Sales Tax
6.3%
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