Cost of Living in Swoyersville, PA

Population 5,014 · Pennsylvania · Data vintage 2023

49
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Swoyersville can reasonably expect a home to cost less than three years of household income — $137,000 against $67,558 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Geographically, Swoyersville is about 55 miles northwest of Allentown, the nearest large metro. Median home values run roughly 27% lower than Allentown's $189,000.

Cost Overview

Housing 45
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Swoyersville

The median home value in Swoyersville is $137,000 — 55% below the national median of $305,000. Median rent runs $733/month, 44% lower than the national median of $1,314/month. The median household income of $67,558/year is 9% lower than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 61.0°F and lows of 41.6°F, with about 45.1" of annual snowfall. Overall, Swoyersville has a cost of living index of 49 versus the US average of 100, meaning it is 51% less expensive.

🏠 Housing

Median Home Value
$137,000
55% below avg
Zillow Home Value
$323,155
Zillow ZHVI
Median Rent
$733/mo
44% below avg
Price-to-Rent Ratio
15.6x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 81.7%
Renter-occupied 18.3%

💰 Estimated Monthly Budget

Rent median rent
$733
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,347/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.3 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.0%

Commute Mode

Drove alone
86.5%
Carpooled
5.5%
Walked
3.0%
Work from home
5.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$67,558
9% below avg
Per Capita Income
$39,116
Unemployment Rate
3.8%
22% below avg
Poverty Rate
9.7%
Labor Force Participation
60.3%

🎓 Education

Bachelor's degree+ 19.9%
Graduate degree 9.2%

👥 Demographics

Median Age 53.3
Male median age 53.2
Female median age 53.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.0°F
Avg Low
41.6°F
Annual Precip
38.7"
Annual Snowfall
45.1"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 363948617280858275635140
Low °F 202229395058636154433426
Precip" 2.592.072.773.263.263.803.613.854.153.712.852.80
Snow" 11.710.910.10.80.00.00.00.00.00.73.27.7

Frequently Asked Questions

What is the cost of living in Swoyersville, PA?

Swoyersville has a cost index of 49 (100 = national average). It is 51% below the national average.

What is average rent in Swoyersville, PA?

The median gross rent in Swoyersville is $733 per month based on 2023 Census data.

What is the average home price in Swoyersville?

The median home value in Swoyersville is $137,000 according to Zillow and Census data.

What is the median income in Swoyersville?

The median household income in Swoyersville is $67,558 per year (2023 ACS 5-year estimates).

What is the sales tax in Swoyersville, PA?

The combined state and local sales tax rate in Swoyersville is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Swoyersville, PA affordable?

Yes, Swoyersville is generally considered affordable, with a cost of living index of 49 — about 51% below the US national average of 100.

What is the weather like in Swoyersville?

Swoyersville has average high temperatures of 61.0°F and average lows of 41.6°F. Annual precipitation is 38.7". Average annual snowfall is 45.1". Data from NOAA 1991–2020 Climate Normals.

Swoyersville at a Glance

Population
5,014
Median Income
$67,558
Home Value
$137,000
Median Rent
$733/mo
Unemployment
3.8%
Avg High Temp
61.0°F
Sales Tax
6.3%
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