Cost of Living in White Oak, PA

Population 7,520 · Pennsylvania · Data vintage 2023

59
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

White Oak offers a notably favorable income-to-housing ratio for its region. The typical home — $145,000 — costs less than 2.2 times median household income of $64,838, a threshold many coastal markets passed a decade ago.

Geographically, White Oak sits roughly 12 miles southeast of Pittsburgh. Median home values run roughly 25% lower than Pittsburgh's $193,000.

Cost Overview

Housing 48
Rent 76

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in White Oak

The median home value in White Oak is $145,000 — 52% below the national median of $305,000. Median rent runs $999/month, 24% lower than the national median of $1,314/month. The median household income of $64,838/year is 13% lower than the US median of $74,580. The local unemployment rate is 5.4%, above the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 61.2°F and lows of 43.5°F. Overall, White Oak has a cost of living index of 59 versus the US average of 100, meaning it is 41% less expensive.

🏠 Housing

Median Home Value
$145,000
52% below avg
Zillow Home Value
$1,035,437
Zillow ZHVI
Median Rent
$999/mo
24% below avg
Price-to-Rent Ratio
12.1x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 68.2%
Renter-occupied 31.8%

💰 Estimated Monthly Budget

Rent median rent
$999
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,613/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.2 min
4% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.0%

Commute Mode

Drove alone
73.1%
Carpooled
5.9%
Public transit
1.0%
Walked
1.6%
Work from home
18.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$64,838
13% below avg
Per Capita Income
$42,085
Unemployment Rate
5.4%
12% above avg
Poverty Rate
6.3%
Labor Force Participation
57.9%

🎓 Education

Bachelor's degree+ 21.9%
Graduate degree 9.1%

👥 Demographics

Median Age 54.3
Male median age 51
Female median age 59.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.2°F
Avg Low
43.5°F
Annual Precip
41.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374049637279838175635141
Low °F 222431425260646356453528
Precip" 3.082.573.223.404.084.583.933.813.543.063.033.04

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 56 — Moderate
33.2%
Good air days/yr
237
Max AQI recorded
294
PM2.5 days
71
Ozone days

Frequently Asked Questions

What is the cost of living in White Oak, PA?

White Oak has a cost index of 59 (100 = national average). It is 41% below the national average.

What is average rent in White Oak, PA?

The median gross rent in White Oak is $999 per month based on 2023 Census data.

What is the average home price in White Oak?

The median home value in White Oak is $145,000 according to Zillow and Census data.

What is the median income in White Oak?

The median household income in White Oak is $64,838 per year (2023 ACS 5-year estimates).

What is the sales tax in White Oak, PA?

The combined state and local sales tax rate in White Oak is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is White Oak, PA affordable?

Yes, White Oak is generally considered affordable, with a cost of living index of 59 — about 41% below the US national average of 100.

What is the weather like in White Oak?

White Oak has average high temperatures of 61.2°F and average lows of 43.5°F. Annual precipitation is 41.3". Data from NOAA 1991–2020 Climate Normals.

White Oak at a Glance

Population
7,520
Median Income
$64,838
Home Value
$145,000
Median Rent
$999/mo
Unemployment
5.4%
Avg High Temp
61.2°F
Sales Tax
6.3%
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🗺️ County data for Pennsylvania

Explore county-level cost of living data

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