Cost of Living in Cumberland, RI
Population 36,390 · Rhode Island · Data vintage 2023
(100 = US avg)
Most of Cumberland's cost indicators track within a reasonable band of national figures, with median household incomes near $118,642 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. An unemployment rate of 2.6% points to a labor market well on the tight side of the national distribution.
Cumberland sits roughly 10 miles north of Providence — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 22% higher than Providence's $323,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Cumberland
The median home value in Cumberland is $394,600 — 29% above the national median of $305,000. Median rent runs $1,251/month, 5% lower than the national median of $1,314/month. The median household income of $118,642/year is 59% higher than the US median of $74,580. The local unemployment rate is 2.6%, below the national average of 4.8%. Rhode Island's top state income tax rate is 6.0% and the combined sales tax is 7.0%. The climate averages highs of 61.1°F and lows of 43.1°F, with about 36.6" of annual snowfall. Overall, Cumberland has a cost of living index of 116 versus the US average of 100, meaning it is 16% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 38 | 41 | 48 | 59 | 69 | 78 | 84 | 82 | 75 | 64 | 53 | 43 |
| Low °F | 22 | 24 | 30 | 40 | 49 | 59 | 65 | 64 | 57 | 45 | 36 | 28 |
| Precip" | 3.96 | 3.44 | 4.90 | 4.29 | 3.37 | 3.81 | 2.91 | 3.59 | 4.17 | 4.18 | 4.27 | 4.65 |
| Snow" | 10.3 | 10.5 | 6.4 | 0.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 | 1.0 | 7.6 |
Frequently Asked Questions
What is the cost of living in Cumberland, RI?
Cumberland has a cost index of 116 (100 = national average). It is 16% above the national average.
What is average rent in Cumberland, RI?
The median gross rent in Cumberland is $1,251 per month based on 2023 Census data.
What is the average home price in Cumberland?
The median home value in Cumberland is $394,600 according to 2023 Census ACS data.
What is the median income in Cumberland?
The median household income in Cumberland is $118,642 per year (2023 ACS 5-year estimates).
What is the sales tax in Cumberland, RI?
The combined state and local sales tax rate in Cumberland is 7.0%. The Rhode Island state income tax top rate is 6.0%.
Is Cumberland, RI affordable?
Cumberland is above average in cost of living, with an index of 116 — about 16% higher than the national average.
What is the weather like in Cumberland?
Cumberland has average high temperatures of 61.1°F and average lows of 43.1°F. Annual precipitation is 47.5". Average annual snowfall is 36.6". Data from NOAA 1991–2020 Climate Normals.
Cumberland at a Glance
- Population
- 36,390
- Median Income
- $118,642
- Home Value
- $394,600
- Median Rent
- $1,251/mo
- Unemployment
- 2.6%
- Avg High Temp
- 61.1°F
- Sales Tax
- 7.0%
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