Cost of Living in Cumberland Hill, RI

Population 8,638 · Rhode Island · Data vintage 2023

101
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Cumberland Hill a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $363,000. The labor market has been unusually tight, with unemployment around 2.6% — below most comparable cities in the state.

Cumberland Hill sits roughly 11 miles north of Providence — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 12% higher than Providence's $323,000.

Cost Overview

Housing 119
Rent 74

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cumberland Hill

The median home value in Cumberland Hill is $362,700 — 19% above the national median of $305,000. Median rent runs $974/month, 26% lower than the national median of $1,314/month. The median household income of $131,006/year is 76% higher than the US median of $74,580. The local unemployment rate is 2.6%, below the national average of 4.8%. Rhode Island's top state income tax rate is 6.0% and the combined sales tax is 7.0%. Overall, Cumberland Hill has a cost of living index of 101 versus the US average of 100, meaning it is 1% more expensive.

🏠 Housing

Median Home Value
$362,700
19% above avg
Median Rent
$974/mo
26% below avg
Price-to-Rent Ratio
31.0x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,233
1 BR
$1,319
2 BR
$1,614
3 BR
$1,945
4 BR
$2,359
Owner-occupied 85.4%
Renter-occupied 14.6%

💰 Estimated Monthly Budget

Rent median rent
$974
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,588/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.5 min
2% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.8%

Commute Mode

Drove alone
82.6%
Carpooled
7.4%
Public transit
0.3%
Work from home
8.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$131,006
76% above avg
Per Capita Income
$52,209
Unemployment Rate
2.6%
46% below avg
Poverty Rate
4.6%
Labor Force Participation
73.7%

🎓 Education

Bachelor's degree+ 33.7%
Graduate degree 13.2%

👥 Demographics

Median Age 40.6
Male median age 40
Female median age 41.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
59.5%
Good air days/yr
125
Max AQI recorded
240
PM2.5 days
123
Ozone days

Frequently Asked Questions

What is the cost of living in Cumberland Hill, RI?

Cumberland Hill has a cost index of 101 (100 = national average). It is 1% above the national average.

What is average rent in Cumberland Hill, RI?

The median gross rent in Cumberland Hill is $974 per month based on 2023 Census data.

What is the average home price in Cumberland Hill?

The median home value in Cumberland Hill is $362,700 according to 2023 Census ACS data.

What is the median income in Cumberland Hill?

The median household income in Cumberland Hill is $131,006 per year (2023 ACS 5-year estimates).

What is the sales tax in Cumberland Hill, RI?

The combined state and local sales tax rate in Cumberland Hill is 7.0%. The Rhode Island state income tax top rate is 6.0%.

Is Cumberland Hill, RI affordable?

Cumberland Hill is near the national average in terms of cost of living, with an index of 101 (100 = US average).

Cumberland Hill at a Glance

Population
8,638
Median Income
$131,006
Home Value
$362,700
Median Rent
$974/mo
Unemployment
2.6%
Sales Tax
7.0%
View all cities in Rhode Island →
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Explore county-level cost of living data

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