Cost of Living in North Smithfield, RI

Population 12,583 · Rhode Island · Data vintage 2023

124
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

North Smithfield is a smaller Rhode Island community of around 13000 residents, where median household incomes of $107,813 and housing costs ($421,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, North Smithfield sits roughly 12 miles northwest of Providence. Median home values run roughly 30% higher than Providence's $323,000.

Cost Overview

Housing 138
Rent 102

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in North Smithfield

The median home value in North Smithfield is $420,600 — 38% above the national median of $305,000. Median rent runs $1,340/month, 2% higher than the national median of $1,314/month. The median household income of $107,813/year is 45% higher than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Rhode Island's top state income tax rate is 6.0% and the combined sales tax is 7.0%. The climate averages highs of 61.1°F and lows of 43.1°F, with about 36.6" of annual snowfall. Overall, North Smithfield has a cost of living index of 124 versus the US average of 100, meaning it is 24% more expensive.

🏠 Housing

Median Home Value
$420,600
38% above avg
Median Rent
$1,340/mo
2% above avg
Price-to-Rent Ratio
26.2x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,233
1 BR
$1,319
2 BR
$1,614
3 BR
$1,945
4 BR
$2,359
Owner-occupied 76.7%
Renter-occupied 23.3%

💰 Estimated Monthly Budget

Rent median rent
$1,340
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,954/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.3 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.7%

Commute Mode

Drove alone
75.6%
Carpooled
5.0%
Walked
2.5%
Work from home
16.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$107,813
45% above avg
Per Capita Income
$54,094
Unemployment Rate
3.2%
34% below avg
Poverty Rate
5.2%
Labor Force Participation
57.0%

🎓 Education

Bachelor's degree+ 24.3%
Graduate degree 10.0%

👥 Demographics

Median Age 45.7
Male median age 42.5
Female median age 48.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
43.1°F
Annual Precip
47.5"
Annual Snowfall
36.6"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 384148596978848275645343
Low °F 222430404959656457453628
Precip" 3.963.444.904.293.373.812.913.594.174.184.274.65
Snow" 10.310.56.40.60.00.00.00.00.00.21.07.6

Frequently Asked Questions

What is the cost of living in North Smithfield, RI?

North Smithfield has a cost index of 124 (100 = national average). It is 24% above the national average.

What is average rent in North Smithfield, RI?

The median gross rent in North Smithfield is $1,340 per month based on 2023 Census data.

What is the average home price in North Smithfield?

The median home value in North Smithfield is $420,600 according to 2023 Census ACS data.

What is the median income in North Smithfield?

The median household income in North Smithfield is $107,813 per year (2023 ACS 5-year estimates).

What is the sales tax in North Smithfield, RI?

The combined state and local sales tax rate in North Smithfield is 7.0%. The Rhode Island state income tax top rate is 6.0%.

Is North Smithfield, RI affordable?

North Smithfield is above average in cost of living, with an index of 124 — about 24% higher than the national average.

What is the weather like in North Smithfield?

North Smithfield has average high temperatures of 61.1°F and average lows of 43.1°F. Annual precipitation is 47.5". Average annual snowfall is 36.6". Data from NOAA 1991–2020 Climate Normals.

North Smithfield at a Glance

Population
12,583
Median Income
$107,813
Home Value
$420,600
Median Rent
$1,340/mo
Unemployment
3.2%
Avg High Temp
61.1°F
Sales Tax
7.0%
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