Cost of Living in Bluffton, SC

Population 31,323 · South Carolina · Data vintage 2023

154
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Bluffton's cost indicators track within a reasonable band of national figures, with median household incomes near $105,463 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. An unemployment rate of 2.3% points to a labor market well on the tight side of the national distribution.

Bluffton sits roughly 20 miles northeast of Savannah — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 97% higher than Savannah's $225,000.

Cost Overview

Housing 146
Rent 166

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bluffton

The median home value in Bluffton is $444,500 — 46% above the national median of $305,000. Median rent runs $2,187/month, 66% higher than the national median of $1,314/month. The median household income of $105,463/year is 41% higher than the US median of $74,580. The local unemployment rate is 2.3%, below the national average of 4.8%. South Carolina's top state income tax rate is 6.4% and the combined sales tax is 7.5%. The climate averages highs of 77.7°F and lows of 57.2°F. Overall, Bluffton has a cost of living index of 154 versus the US average of 100, meaning it is 54% more expensive.

🏠 Housing

Median Home Value
$444,500
46% above avg
Zillow Home Value
$493,408
Zillow ZHVI
Median Rent
$2,187/mo
66% above avg
Zillow Rent
$2,148/mo
Zillow ZORI
Price-to-Rent Ratio
16.9x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$807
1 BR
$841
2 BR
$1,028
3 BR
$1,294
4 BR
$1,567
Owner-occupied 81.8%
Renter-occupied 18.2%

💰 Estimated Monthly Budget

Rent median rent
$2,187
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,801/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.9 min
3% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.7%

Commute Mode

Drove alone
75.8%
Carpooled
9.4%
Walked
0.4%
Bicycle
0.7%
Work from home
13.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.4%
Total Sales Tax 7.5%
State rate 6.0%
Avg local rate 1.5%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$105,463
41% above avg
Per Capita Income
$55,810
Unemployment Rate
2.3%
53% below avg
Poverty Rate
4.8%
Labor Force Participation
62.5%

🎓 Education

Bachelor's degree+ 28.8%
Graduate degree 19.1%

👥 Demographics

Median Age 41
Male median age 39.6
Female median age 42.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.7°F
Avg Low
57.2°F
Annual Precip
48.1"
Annual Snowfall
0"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 616571788590929186797064
Low °F 404349556371747369594843
Precip" 3.282.803.503.393.626.655.755.464.353.722.393.21

Frequently Asked Questions

What is the cost of living in Bluffton, SC?

Bluffton has a cost index of 154 (100 = national average). It is 54% above the national average.

What is average rent in Bluffton, SC?

The median gross rent in Bluffton is $2,187 per month based on 2023 Census data.

What is the average home price in Bluffton?

The median home value in Bluffton is $444,500 according to Zillow and Census data.

What is the median income in Bluffton?

The median household income in Bluffton is $105,463 per year (2023 ACS 5-year estimates).

What is the sales tax in Bluffton, SC?

The combined state and local sales tax rate in Bluffton is 7.5%. The South Carolina state income tax top rate is 6.4%.

Is Bluffton, SC affordable?

Bluffton is above average in cost of living, with an index of 154 — about 54% higher than the national average.

What is the weather like in Bluffton?

Bluffton has average high temperatures of 77.7°F and average lows of 57.2°F. Annual precipitation is 48.1". Data from NOAA 1991–2020 Climate Normals.

Bluffton at a Glance

Population
31,323
Median Income
$105,463
Home Value
$444,500
Median Rent
$2,187/mo
Unemployment
2.3%
Avg High Temp
77.7°F
Sales Tax
7.5%
View all cities in South Carolina →
🗺️ County data for South Carolina

Explore county-level cost of living data

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