Cost of Living in Florence, SC

Population 40,205 · South Carolina · Data vintage 2023

65
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Florence lands reasonably close to national benchmarks on most cost indicators, with a median home value of $190,000 — 38% below the US figure. That makes it a useful reference point for comparing with more extreme markets in South Carolina.

Located 65 miles east of Columbia, Florence is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 22% lower than Columbia's $244,000.

Cost Overview

Housing 62
Rent 70

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Florence

The median home value in Florence is $189,800 — 38% below the national median of $305,000. Median rent runs $922/month, 30% lower than the national median of $1,314/month. The median household income of $56,433/year is 24% lower than the US median of $74,580. The local unemployment rate is 5.6%, above the national average of 4.8%. South Carolina's top state income tax rate is 6.4% and the combined sales tax is 7.5%. The climate averages highs of 75.5°F and lows of 53.9°F. Overall, Florence has a cost of living index of 65 versus the US average of 100, meaning it is 35% less expensive.

🏠 Housing

Median Home Value
$189,800
38% below avg
Zillow Home Value
$219,728
Zillow ZHVI
Median Rent
$922/mo
30% below avg
Zillow Rent
$1,316/mo
Zillow ZORI
Price-to-Rent Ratio
17.2x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$807
1 BR
$841
2 BR
$1,028
3 BR
$1,294
4 BR
$1,567
Owner-occupied 59.7%
Renter-occupied 40.3%

💰 Estimated Monthly Budget

Rent median rent
$922
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,536/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.3 min
25% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.2%

Commute Mode

Drove alone
78.2%
Carpooled
9.6%
Public transit
0.4%
Walked
0.6%
Bicycle
0.1%
Work from home
10.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.4%
Total Sales Tax 7.5%
State rate 6.0%
Avg local rate 1.5%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$56,433
24% below avg
Per Capita Income
$33,725
Unemployment Rate
5.6%
17% above avg
Poverty Rate
18.1%
Labor Force Participation
60.6%

🎓 Education

Bachelor's degree+ 16.6%
Graduate degree 13.3%

👥 Demographics

Median Age 37.6
Male median age 36.6
Female median age 38.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
75.5°F
Avg Low
53.9°F
Annual Precip
45.3"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576168778489929085776759
Low °F 363944526169727166544438
Precip" 3.083.003.193.003.714.615.804.864.533.422.633.47

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
52.5%
Good air days/yr
104
Max AQI recorded
364
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

86%
4-Year Graduation Rate
13.8:1
Student-teacher ratio
24
Public schools
15,936
Total enrollment

Frequently Asked Questions

What is the cost of living in Florence, SC?

Florence has a cost index of 65 (100 = national average). It is 35% below the national average.

What is average rent in Florence, SC?

The median gross rent in Florence is $922 per month based on 2023 Census data.

What is the average home price in Florence?

The median home value in Florence is $189,800 according to Zillow and Census data.

What is the median income in Florence?

The median household income in Florence is $56,433 per year (2023 ACS 5-year estimates).

What is the sales tax in Florence, SC?

The combined state and local sales tax rate in Florence is 7.5%. The South Carolina state income tax top rate is 6.4%.

Is Florence, SC affordable?

Yes, Florence is generally considered affordable, with a cost of living index of 65 — about 35% below the US national average of 100.

What is the weather like in Florence?

Florence has average high temperatures of 75.5°F and average lows of 53.9°F. Annual precipitation is 45.3". Data from NOAA 1991–2020 Climate Normals.

Florence at a Glance

Population
40,205
Median Income
$56,433
Home Value
$189,800
Median Rent
$922/mo
Unemployment
5.6%
Avg High Temp
75.5°F
Sales Tax
7.5%
View all cities in South Carolina →
🗺️ County data for South Carolina

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs