Cost of Living in Decatur, AL

Population 57,760 · Alabama · Data vintage 2023

64
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Decatur cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $191,000, rents near $861 a month.

Geographically, Decatur sits roughly 20 miles west of Huntsville. Median home values run roughly 28% lower than Huntsville's $263,000.

Cost Overview

Housing 62
Rent 66

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Decatur

The median home value in Decatur is $190,500 — 38% below the national median of $305,000. Median rent runs $861/month, 34% lower than the national median of $1,314/month. The median household income of $59,831/year is 20% lower than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Decatur has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.

🏠 Housing

Median Home Value
$190,500
38% below avg
Zillow Home Value
$219,402
Zillow ZHVI
Median Rent
$861/mo
34% below avg
Zillow Rent
$1,085/mo
Zillow ZORI
Price-to-Rent Ratio
18.4x
Favors buying
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 63.0%
Renter-occupied 37.0%

💰 Estimated Monthly Budget

Rent median rent
$861
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,475/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.7 min
16% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.4%

Commute Mode

Drove alone
83.6%
Carpooled
9.7%
Public transit
0.3%
Walked
0.9%
Bicycle
0.1%
Work from home
4.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$59,831
20% below avg
Per Capita Income
$33,925
Unemployment Rate
5.0%
3% above avg
Poverty Rate
12.8%
Labor Force Participation
59.0%

🎓 Education

Bachelor's degree+ 15.7%
Graduate degree 7.1%

👥 Demographics

Median Age 40.4
Male median age 38.7
Female median age 41.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
71.2%
Good air days/yr
140
Max AQI recorded
207
PM2.5 days
157
Ozone days

Frequently Asked Questions

What is the cost of living in Decatur, AL?

Decatur has a cost index of 64 (100 = national average). It is 36% below the national average.

What is average rent in Decatur, AL?

The median gross rent in Decatur is $861 per month based on 2023 Census data.

What is the average home price in Decatur?

The median home value in Decatur is $190,500 according to Zillow and Census data.

What is the median income in Decatur?

The median household income in Decatur is $59,831 per year (2023 ACS 5-year estimates).

What is the sales tax in Decatur, AL?

The combined state and local sales tax rate in Decatur is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Decatur, AL affordable?

Yes, Decatur is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.

Decatur at a Glance

Population
57,760
Median Income
$59,831
Home Value
$190,500
Median Rent
$861/mo
Unemployment
5.0%
Sales Tax
9.2%
View all cities in Alabama →
🗺️ County data for Alabama

Explore county-level cost of living data

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