Cost of Living in Fort Mill, SC
Population 28,281 · South Carolina · Data vintage 2023
(100 = US avg)
The Fort Mill cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $457,000, rents near $1,437 a month. The labor market has been unusually tight, with unemployment around 2.3% — below most comparable cities in the state.
Fort Mill sits roughly 15 miles southwest of Charlotte — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 30% higher than Charlotte's $352,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Fort Mill
The median home value in Fort Mill is $457,000 — 50% above the national median of $305,000. Median rent runs $1,437/month, 9% higher than the national median of $1,314/month. The median household income of $127,537/year is 71% higher than the US median of $74,580. The local unemployment rate is 2.3%, below the national average of 4.8%. South Carolina's top state income tax rate is 6.4% and the combined sales tax is 7.5%. The climate averages highs of 72.3°F and lows of 49.7°F. Overall, Fort Mill has a cost of living index of 134 versus the US average of 100, meaning it is 34% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 52 | 57 | 64 | 74 | 80 | 87 | 90 | 89 | 83 | 73 | 63 | 55 |
| Low °F | 31 | 34 | 40 | 48 | 57 | 66 | 69 | 68 | 62 | 49 | 39 | 33 |
| Precip" | 3.47 | 3.15 | 3.78 | 3.55 | 3.16 | 3.97 | 4.02 | 3.98 | 3.42 | 3.01 | 3.25 | 3.62 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Fort Mill, SC?
Fort Mill has a cost index of 134 (100 = national average). It is 34% above the national average.
What is average rent in Fort Mill, SC?
The median gross rent in Fort Mill is $1,437 per month based on 2023 Census data.
What is the average home price in Fort Mill?
The median home value in Fort Mill is $457,000 according to Zillow and Census data.
What is the median income in Fort Mill?
The median household income in Fort Mill is $127,537 per year (2023 ACS 5-year estimates).
What is the sales tax in Fort Mill, SC?
The combined state and local sales tax rate in Fort Mill is 7.5%. The South Carolina state income tax top rate is 6.4%.
Is Fort Mill, SC affordable?
Fort Mill is above average in cost of living, with an index of 134 — about 34% higher than the national average.
What is the weather like in Fort Mill?
Fort Mill has average high temperatures of 72.3°F and average lows of 49.7°F. Annual precipitation is 42.4". Data from NOAA 1991–2020 Climate Normals.
Fort Mill at a Glance
- Population
- 28,281
- Median Income
- $127,537
- Home Value
- $457,000
- Median Rent
- $1,437/mo
- Unemployment
- 2.3%
- Avg High Temp
- 72.3°F
- Sales Tax
- 7.5%
Nearby Cities
Explore county-level cost of living data
South Carolina Rankings
Similar Cost Cities
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