Cost of Living in Oak Park, IL

Population 53,315 · Illinois · Data vintage 2023

134
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

A 35-minute average commute puts Oak Park squarely in exurban territory — the kind of place where many households optimize for housing cost over proximity to work. Home values of $456,000 reflect that spatial discount.

Located 6 miles northwest of Chicago, Oak Park falls within that metro's commuting orbit. Median home values run roughly 45% higher than Chicago's $315,000.

Cost Overview

Housing 150
Rent 111

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oak Park

The median home value in Oak Park is $456,300 — 50% above the national median of $305,000. Median rent runs $1,456/month, 11% higher than the national median of $1,314/month. The median household income of $108,026/year is 45% higher than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Oak Park has a cost of living index of 134 versus the US average of 100, meaning it is 34% more expensive.

🏠 Housing

Median Home Value
$456,300
50% above avg
Zillow Home Value
$449,362
Zillow ZHVI
Median Rent
$1,456/mo
11% above avg
Zillow Rent
$2,038/mo
Zillow ZORI
Price-to-Rent Ratio
26.1x
Favors renting
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 60.7%
Renter-occupied 39.3%

💰 Estimated Monthly Budget

Rent median rent
$1,456
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,070/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.1 min
30% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
27.7%

Commute Mode

Drove alone
44.5%
Carpooled
4.9%
Public transit
16.2%
Walked
4.7%
Bicycle
1.2%
Work from home
27.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$108,026
45% above avg
Per Capita Income
$69,420
Unemployment Rate
5.5%
14% above avg
Poverty Rate
6.7%
Labor Force Participation
70.2%

🎓 Education

Bachelor's degree+ 33.9%
Graduate degree 38.6%

👥 Demographics

Median Age 40.6
Male median age 39.5
Female median age 41.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 57 — Moderate
28.5%
Good air days/yr
223
Max AQI recorded
252
PM2.5 days
97
Ozone days

Frequently Asked Questions

What is the cost of living in Oak Park, IL?

Oak Park has a cost index of 134 (100 = national average). It is 34% above the national average.

What is average rent in Oak Park, IL?

The median gross rent in Oak Park is $1,456 per month based on 2023 Census data.

What is the average home price in Oak Park?

The median home value in Oak Park is $456,300 according to Zillow and Census data.

What is the median income in Oak Park?

The median household income in Oak Park is $108,026 per year (2023 ACS 5-year estimates).

What is the sales tax in Oak Park, IL?

The combined state and local sales tax rate in Oak Park is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Oak Park, IL affordable?

Oak Park is above average in cost of living, with an index of 134 — about 34% higher than the national average.

Oak Park at a Glance

Population
53,315
Median Income
$108,026
Home Value
$456,300
Median Rent
$1,456/mo
Unemployment
5.5%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs