Cost of Living in Elmwood Park, IL

Population 23,982 · Illinois · Data vintage 2023

103
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

One of the defining characteristics of Elmwood Park is a long average commute — 37 minutes one way, compared to a national median of 27. The city's housing pricing is difficult to evaluate without factoring in that daily time cost. Unemployment has stayed elevated relative to the national figure — 6.8% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Elmwood Park sits roughly 9 miles northwest of Chicago. Housing prices track closely with Chicago's $315,000 median.

Cost Overview

Housing 107
Rent 99

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Elmwood Park

The median home value in Elmwood Park is $325,000 — 7% above the national median of $305,000. Median rent runs $1,295/month, 1% lower than the national median of $1,314/month. The median household income of $84,121/year is 13% higher than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Elmwood Park has a cost of living index of 103 versus the US average of 100, meaning it is 3% more expensive.

🏠 Housing

Median Home Value
$325,000
7% above avg
Zillow Home Value
$334,964
Zillow ZHVI
Median Rent
$1,295/mo
1% below avg
Zillow Rent
$1,744/mo
Zillow ZORI
Price-to-Rent Ratio
20.9x
Favors renting
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 62.4%
Renter-occupied 37.6%

💰 Estimated Monthly Budget

Rent median rent
$1,295
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,909/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.7 min
36% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.3%

Commute Mode

Drove alone
72.8%
Carpooled
6.8%
Public transit
6.8%
Walked
1.8%
Bicycle
0.4%
Work from home
10.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$84,121
13% above avg
Per Capita Income
$38,459
Unemployment Rate
6.8%
42% above avg
Poverty Rate
6.7%
Labor Force Participation
65.5%

🎓 Education

Bachelor's degree+ 17.3%
Graduate degree 12.3%

👥 Demographics

Median Age 40.3
Male median age 38.4
Female median age 41.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 57 — Moderate
28.5%
Good air days/yr
223
Max AQI recorded
252
PM2.5 days
97
Ozone days

Frequently Asked Questions

What is the cost of living in Elmwood Park, IL?

Elmwood Park has a cost index of 103 (100 = national average). It is 3% above the national average.

What is average rent in Elmwood Park, IL?

The median gross rent in Elmwood Park is $1,295 per month based on 2023 Census data.

What is the average home price in Elmwood Park?

The median home value in Elmwood Park is $325,000 according to Zillow and Census data.

What is the median income in Elmwood Park?

The median household income in Elmwood Park is $84,121 per year (2023 ACS 5-year estimates).

What is the sales tax in Elmwood Park, IL?

The combined state and local sales tax rate in Elmwood Park is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Elmwood Park, IL affordable?

Elmwood Park is near the national average in terms of cost of living, with an index of 103 (100 = US average).

Elmwood Park at a Glance

Population
23,982
Median Income
$84,121
Home Value
$325,000
Median Rent
$1,295/mo
Unemployment
6.8%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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