Cost of Living in Garden City, SC

Population 10,820 · South Carolina · Data vintage 2023

80
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Garden City skews considerably older than the national median, with an average age of 61. Reported household income of $50,027 often reflects pension and investment income rather than wages, which makes the local tax picture — especially property tax treatment — a larger factor than in working-age cities.

Geographically, Garden City lies roughly 75 miles northeast of the nearest major metro, Charleston. Median home values run roughly 59% lower than Charleston's $469,000.

Cost Overview

Housing 64
Rent 105

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Garden City

The median home value in Garden City is $194,100 — 36% below the national median of $305,000. Median rent runs $1,382/month, 5% higher than the national median of $1,314/month. The median household income of $50,027/year is 33% lower than the US median of $74,580. The local unemployment rate is 4.8%, below the national average of 4.8%. South Carolina's top state income tax rate is 6.4% and the combined sales tax is 7.5%. The climate averages highs of 72.7°F and lows of 55.3°F. Overall, Garden City has a cost of living index of 80 versus the US average of 100, meaning it is 20% less expensive.

🏠 Housing

Median Home Value
$194,100
36% below avg
Median Rent
$1,382/mo
5% above avg
Price-to-Rent Ratio
11.7x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$807
1 BR
$841
2 BR
$1,028
3 BR
$1,294
4 BR
$1,567
Owner-occupied 82.3%
Renter-occupied 17.7%

💰 Estimated Monthly Budget

Rent median rent
$1,382
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,996/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.7 min
12% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.3%

Commute Mode

Drove alone
82.0%
Carpooled
5.3%
Walked
0.4%
Work from home
11.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.4%
Total Sales Tax 7.5%
State rate 6.0%
Avg local rate 1.5%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$50,027
33% below avg
Per Capita Income
$42,643
Unemployment Rate
4.8%
0% below avg
Poverty Rate
14.2%
Labor Force Participation
45.4%

🎓 Education

Bachelor's degree+ 15.3%
Graduate degree 9.2%

👥 Demographics

Median Age 61.2
Male median age 59.9
Female median age 61.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.7°F
Avg Low
55.3°F
Annual Precip
48.5"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 565865727985888783766659
Low °F 374045536270747368564640
Precip" 3.013.183.592.772.964.075.406.256.654.203.293.10

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
71.7%
Good air days/yr
100
Max AQI recorded
189
PM2.5 days
143
Ozone days

Frequently Asked Questions

What is the cost of living in Garden City, SC?

Garden City has a cost index of 80 (100 = national average). It is 20% below the national average.

What is average rent in Garden City, SC?

The median gross rent in Garden City is $1,382 per month based on 2023 Census data.

What is the average home price in Garden City?

The median home value in Garden City is $194,100 according to 2023 Census ACS data.

What is the median income in Garden City?

The median household income in Garden City is $50,027 per year (2023 ACS 5-year estimates).

What is the sales tax in Garden City, SC?

The combined state and local sales tax rate in Garden City is 7.5%. The South Carolina state income tax top rate is 6.4%.

Is Garden City, SC affordable?

Yes, Garden City is generally considered affordable, with a cost of living index of 80 — about 20% below the US national average of 100.

What is the weather like in Garden City?

Garden City has average high temperatures of 72.7°F and average lows of 55.3°F. Annual precipitation is 48.5". Data from NOAA 1991–2020 Climate Normals.

Garden City at a Glance

Population
10,820
Median Income
$50,027
Home Value
$194,100
Median Rent
$1,382/mo
Unemployment
4.8%
Avg High Temp
72.7°F
Sales Tax
7.5%
View all cities in South Carolina →
🗺️ County data for South Carolina

Explore county-level cost of living data

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