Cost of Living in Hilltop, SC

Population 3,058 · South Carolina · Data vintage 2023

59
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hilltop's median household income of $39,432 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (18% here). Rent burden runs high: typical rents of $1,153/month consume roughly 35% of median household income, past the 30% threshold most affordability frameworks flag as strained.

Geographically, Hilltop is about 65 miles west of Charlotte, the nearest large metro. Median home values run roughly 65% lower than Charlotte's $352,000.

Cost Overview

Housing 40
Rent 88

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hilltop

The median home value in Hilltop is $121,400 — 60% below the national median of $305,000. Median rent runs $1,153/month, 12% lower than the national median of $1,314/month. The median household income of $39,432/year is 47% lower than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. South Carolina's top state income tax rate is 6.4% and the combined sales tax is 7.5%. The climate averages highs of 72.3°F and lows of 50.4°F, with about 3.9" of annual snowfall. Overall, Hilltop has a cost of living index of 59 versus the US average of 100, meaning it is 41% less expensive.

🏠 Housing

Median Home Value
$121,400
60% below avg
Median Rent
$1,153/mo
12% below avg
Price-to-Rent Ratio
8.8x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$807
1 BR
$841
2 BR
$1,028
3 BR
$1,294
4 BR
$1,567
Owner-occupied 50.6%
Renter-occupied 49.4%

💰 Estimated Monthly Budget

Rent median rent
$1,153
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,767/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.2 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.6%

Commute Mode

Drove alone
73.2%
Carpooled
19.7%
Walked
2.5%
Work from home
3.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.4%
Total Sales Tax 7.5%
State rate 6.0%
Avg local rate 1.5%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$39,432
47% below avg
Per Capita Income
$24,676
Unemployment Rate
4.0%
17% below avg
Poverty Rate
17.6%
Labor Force Participation
46.2%

🎓 Education

Bachelor's degree+ 6.9%
Graduate degree 2.9%

👥 Demographics

Median Age 36.5
Male median age 35.8
Female median age 39.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.3°F
Avg Low
50.4°F
Annual Precip
49.7"
Annual Snowfall
3.9"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 535764738087908983736355
Low °F 323541495866696862504035
Precip" 4.123.844.484.044.073.904.824.663.733.593.844.58
Snow" 1.61.00.60.00.00.00.00.00.00.00.10.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
45.5%
Good air days/yr
136
Max AQI recorded
265
PM2.5 days
100
Ozone days

Frequently Asked Questions

What is the cost of living in Hilltop, SC?

Hilltop has a cost index of 59 (100 = national average). It is 41% below the national average.

What is average rent in Hilltop, SC?

The median gross rent in Hilltop is $1,153 per month based on 2023 Census data.

What is the average home price in Hilltop?

The median home value in Hilltop is $121,400 according to 2023 Census ACS data.

What is the median income in Hilltop?

The median household income in Hilltop is $39,432 per year (2023 ACS 5-year estimates).

What is the sales tax in Hilltop, SC?

The combined state and local sales tax rate in Hilltop is 7.5%. The South Carolina state income tax top rate is 6.4%.

Is Hilltop, SC affordable?

Yes, Hilltop is generally considered affordable, with a cost of living index of 59 — about 41% below the US national average of 100.

What is the weather like in Hilltop?

Hilltop has average high temperatures of 72.3°F and average lows of 50.4°F. Annual precipitation is 49.7". Average annual snowfall is 3.9". Data from NOAA 1991–2020 Climate Normals.

Hilltop at a Glance

Population
3,058
Median Income
$39,432
Home Value
$121,400
Median Rent
$1,153/mo
Unemployment
4.0%
Avg High Temp
72.3°F
Sales Tax
7.5%
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🗺️ County data for South Carolina

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