Cost of Living in Belle Fourche, SD

Population 5,741 · South Dakota · Data vintage 2023

66
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Belle Fourche is a smaller South Dakota community of around 6000 residents, where median household incomes of $59,920 and housing costs ($189,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 6.5% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 240 miles east of Billings, Belle Fourche is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 39% lower than Billings' $312,000.

Cost Overview

Housing 62
Rent 72

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Belle Fourche

The median home value in Belle Fourche is $188,800 — 38% below the national median of $305,000. Median rent runs $947/month, 28% lower than the national median of $1,314/month. The median household income of $59,920/year is 20% lower than the US median of $74,580. The local unemployment rate is 6.5%, above the national average of 4.8%. South Dakota charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 50.0°F and lows of 32.2°F. Overall, Belle Fourche has a cost of living index of 66 versus the US average of 100, meaning it is 34% less expensive.

🏠 Housing

Median Home Value
$188,800
38% below avg
Zillow Home Value
$540,093
Zillow ZHVI
Median Rent
$947/mo
28% below avg
Price-to-Rent Ratio
16.6x
Favors buying
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$598
1 BR
$702
2 BR
$872
3 BR
$1,213
4 BR
$1,391
Owner-occupied 72.5%
Renter-occupied 27.5%

💰 Estimated Monthly Budget

Rent median rent
$947
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,561/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.0 min
15% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.0%

Commute Mode

Drove alone
76.1%
Carpooled
12.6%
Public transit
0.4%
Walked
4.1%
Work from home
6.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 6.1%
State rate 4.2%
Avg local rate 1.9%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$59,920
20% below avg
Per Capita Income
$36,431
Unemployment Rate
6.5%
35% above avg
Poverty Rate
7.1%
Labor Force Participation
69.0%

🎓 Education

Bachelor's degree+ 11.7%
Graduate degree 3.6%

👥 Demographics

Median Age 36.8
Male median age 34.5
Female median age 38.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
50.0°F
Avg Low
32.2°F
Annual Precip
29.2"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323039465565757465503930
Low °F 151523283847535244332316
Precip" 1.572.032.613.563.862.932.441.921.713.061.791.73

🏫 Schools

NCES CCD 2019 — public school district data

82%
4-Year Graduation Rate
14.6:1
Student-teacher ratio
5
Public schools
1,388
Total enrollment

Frequently Asked Questions

What is the cost of living in Belle Fourche, SD?

Belle Fourche has a cost index of 66 (100 = national average). It is 34% below the national average.

What is average rent in Belle Fourche, SD?

The median gross rent in Belle Fourche is $947 per month based on 2023 Census data.

What is the average home price in Belle Fourche?

The median home value in Belle Fourche is $188,800 according to Zillow and Census data.

What is the median income in Belle Fourche?

The median household income in Belle Fourche is $59,920 per year (2023 ACS 5-year estimates).

What is the sales tax in Belle Fourche, SD?

The combined state and local sales tax rate in Belle Fourche is 6.1%. South Dakota has no state income tax.

Is Belle Fourche, SD affordable?

Yes, Belle Fourche is generally considered affordable, with a cost of living index of 66 — about 34% below the US national average of 100.

What is the weather like in Belle Fourche?

Belle Fourche has average high temperatures of 50.0°F and average lows of 32.2°F. Annual precipitation is 29.2". Data from NOAA 1991–2020 Climate Normals.

Belle Fourche at a Glance

Population
5,741
Median Income
$59,920
Home Value
$188,800
Median Rent
$947/mo
Unemployment
6.5%
Avg High Temp
50.0°F
Sales Tax
6.1%
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